{"id":"W2611761233","doi":"","title":"Are Customers Ready to use Mobile Technology for Banking Transactions? An investigation","year":2017,"lang":"en","type":"article","venue":"The Journal of Internet Banking and Commerce","topic":"FinTech, Crowdfunding, Digital Finance","field":"Business, Management and Accounting","cited_by":7,"is_retracted":false,"has_abstract":true,"ca_institutions":"","funders":"","keywords":"Mobile banking; Value proposition; Mobile device; Business; Business model; Mobile business development; Value (mathematics); Mobile technology; Computer science; Telecommunications; Marketing; Mobile Web; World Wide Web","routes":{"ca_aff":false,"ca_fund":false,"ca_venue":true,"about_ca":false,"invisible_to_affiliation_only":true},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"codex-gemma-dda1882f352a","candidate_categories":[],"consensus_categories":[],"category_scores_codex":[0.0005973741,0.0001370556,0.0002088583,0.0003015711,0.0003954975,0.0007491003,0.0006067916,0.00006738656,0.00001569295],"category_scores_gemma":[0.000190637,0.0001045356,0.00005148778,0.0001262089,0.0001431401,0.00197175,0.00007994066,0.0002515764,0.000008782989],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.0000354058,"about_ca_system_score_gemma":0.000008698861,"about_ca_topic_candidate":false,"about_ca_topic_consensus":false,"about_ca_topic_score_codex":0.0003230923,"about_ca_topic_score_gemma":0.0002222837,"domain_scores_codex":[0.9992365,0.00001132985,0.0003067309,0.0001256683,0.000129912,0.0001898103],"domain_scores_gemma":[0.9984479,0.00007862541,0.0009232726,0.0002792881,0.0002538924,0.0000170045],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"design_other","study_design_gemma":"not_applicable","study_design_scores_codex":[0.002014526,0.0004142387,0.3054576,0.0006975721,0.0004715964,0.00005891283,0.004596907,0.002405824,0.01227586,0.0506242,0.02403769,0.5969451],"study_design_scores_gemma":[0.005716657,0.001782601,0.3238304,0.008524355,0.001109262,0.0009029979,0.01267428,0.03073367,0.01354423,0.06720418,0.5313869,0.002590495],"study_design_candidate":"observational","study_design_consensus":null,"genre_codex":"empirical","genre_gemma":"empirical","genre_scores_codex":[0.9848478,0.00005512044,0.0121503,0.001989074,0.0003088018,0.0001889605,0.000002787877,0.00003606322,0.0004211238],"genre_scores_gemma":[0.9978431,0.00001381183,0.0003484629,0.001240515,0.0001939174,0.00001100352,0.000001463984,0.00002343639,0.0003243205],"genre_candidate":"empirical","genre_consensus":"empirical","teacher_disagreement_score":0.5943546,"threshold_uncertainty_score":0.7223592,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.04761742992323743,"score_gpt":0.2796416719163302,"score_spread":0.2320242419930928,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}