{"id":"W2785615644","doi":"","title":"Insurtech - Overview and Influence of Business Model Innovation in the Insurance Industry - A structured analysis","year":2017,"lang":"en","type":"article","venue":"TUbilio (Technical University of Darmstadt)","topic":"FinTech, Crowdfunding, Digital Finance","field":"Business, Management and Accounting","cited_by":0,"is_retracted":false,"has_abstract":true,"ca_institutions":"","funders":"","keywords":"Business; Business model; Financial services; Investment (military); Work (physics); Service (business); Analytics; Insurance industry; Value chain; Quarter (Canadian coin); Value (mathematics); Marketing; Finance; Industrial organization; Actuarial science; Data science; Engineering","routes":{"ca_aff":false,"ca_fund":false,"ca_venue":false,"about_ca":true,"invisible_to_affiliation_only":true},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"metacan-v3-hybrid-931329e0061c","candidate_categories":[],"consensus_categories":[],"category_scores_codex":[0.001848057,0.0002067063,0.0002808207,0.004873815,0.0008573397,0.002901529,0.0003633013,0.0004377885,0.00526697],"category_scores_gemma":[0.006653326,0.0001385247,0.0005661832,0.005198635,0.001113539,0.002001557,0.001988115,0.0008088159,0.000517692],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.002791463,"about_ca_system_score_gemma":0.001523115,"about_ca_topic_candidate":false,"about_ca_topic_consensus":false,"about_ca_topic_score_codex":0.009476815,"about_ca_topic_score_gemma":0.01259542,"domain_scores_codex":[0.9980935,0.0005566992,0.00007404549,0.0002121505,0.0006514577,0.0004121337],"domain_scores_gemma":[0.9853463,0.009318897,0.002664117,0.0003800295,0.00129563,0.0009949954],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"observational","study_design_gemma":"qualitative","study_design_scores_codex":[0.0002276874,0.0002622648,0.8237346,0.0005005911,0.0001864333,0.0007658049,0.01685246,0.00260517,0.001138009,0.0430346,0.005829297,0.1048632],"study_design_scores_gemma":[0.000009411141,0.0001401922,0.9348441,0.0004536042,0.00009587112,0.0002711047,0.02549188,0.005828687,0.0007768254,0.004745775,0.02731263,0.0000297887],"study_design_candidate":"qualitative","study_design_consensus":null,"genre_codex":"empirical","genre_gemma":"empirical","genre_scores_codex":[0.9595844,0.002208478,0.001246517,0.0009572493,0.00001178426,0.00006014541,0.0008675415,0.00003168606,0.03503225],"genre_scores_gemma":[0.9967756,0.0007600328,0.0004011775,0.00006268593,0.0000158042,0.00002211041,0.0005442712,0.00001453936,0.001403851],"genre_candidate":"empirical","genre_consensus":"empirical","teacher_disagreement_score":0.009476815,"threshold_uncertainty_score":0.0202536,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.02916314864778516,"score_gpt":0.242782044100686,"score_spread":0.2136188954529009,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}