{"id":"W2789390553","doi":"10.3390/jrfm18100577","title":"External Habit Persistence and Individual Portfolio Choice","year":2025,"lang":"en","type":"article","venue":"Journal of risk and financial management","topic":"Decision-Making and Behavioral Economics","field":"Decision Sciences","cited_by":0,"is_retracted":false,"has_abstract":true,"ca_institutions":"","funders":"","keywords":"Persistence (discontinuity); Portfolio; Habit; Economics; Psychology; Social psychology; Financial economics; Engineering","routes":{"ca_aff":false,"ca_fund":false,"ca_venue":true,"about_ca":false,"invisible_to_affiliation_only":true},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"codex-gemma-dda1882f352a","candidate_categories":[],"consensus_categories":[],"category_scores_codex":[0.002110788,0.0001092059,0.0002946145,0.0005232482,0.0001922861,0.000370066,0.000426341,0.00005440658,0.00003660181],"category_scores_gemma":[0.0007498532,0.00007991632,0.0001103302,0.0003192558,0.00009066608,0.000286425,0.0002875631,0.00020123,0.00000770363],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.00002381723,"about_ca_system_score_gemma":0.0000386636,"about_ca_topic_candidate":false,"about_ca_topic_consensus":false,"about_ca_topic_score_codex":0.00001699016,"about_ca_topic_score_gemma":0.00002244453,"domain_scores_codex":[0.9983824,0.00005108286,0.0006850871,0.0002329646,0.0004999905,0.0001484463],"domain_scores_gemma":[0.998775,0.0003381563,0.0004753483,0.0001808045,0.0001402824,0.00009038598],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"design_other","study_design_gemma":"observational","study_design_scores_codex":[0.0000453814,0.00003909,0.1041531,0.000003186061,0.000007889998,0.00005011374,0.0001324469,0.00001784688,0.000002258213,0.001105929,0.003444224,0.8909985],"study_design_scores_gemma":[0.0005779011,0.0001079976,0.7505548,0.00009190058,0.0001090177,0.00003019516,0.0005218794,0.00003965515,0.000005895299,0.07950674,0.168363,0.00009097647],"study_design_candidate":"design_other","study_design_consensus":null,"genre_codex":"empirical","genre_gemma":"empirical","genre_scores_codex":[0.9823272,0.001372025,0.01337539,0.0001668115,0.000770213,0.00006670214,0.0000090045,0.000003888396,0.001908722],"genre_scores_gemma":[0.9941907,0.001197982,0.003521722,0.0002615106,0.0001128291,9.983219e-7,1.296185e-7,0.000003297831,0.0007108255],"genre_candidate":"empirical","genre_consensus":"empirical","teacher_disagreement_score":0.8909076,"threshold_uncertainty_score":0.3568555,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.0580336189928059,"score_gpt":0.3311480013535164,"score_spread":0.2731143823607105,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}