{"id":"W2891927658","doi":"10.3386/w20203","title":"Five Steps to Planning Success. Experimental Evidence from U.S. Households","year":2014,"lang":"en","type":"preprint","venue":"National Bureau of Economic Research","topic":"Financial Literacy, Pension, Retirement Analysis","field":"Business, Management and Accounting","cited_by":9,"is_retracted":false,"has_abstract":true,"ca_institutions":"","funders":"U.S. Social Security Administration","keywords":"Respondent; Narrative; Psychological intervention; Quarter (Canadian coin); Financial plan; Sample (material); Finance; Population; Value (mathematics); Actuarial science; Psychology; Computer science; Economics; Political science; Demography; Sociology; Geography","routes":{"ca_aff":false,"ca_fund":false,"ca_venue":false,"about_ca":true,"invisible_to_affiliation_only":true},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"metacan-v3-hybrid-931329e0061c","candidate_categories":[],"consensus_categories":[],"category_scores_codex":[0.00255707,0.0003542014,0.0001628086,0.0003985279,0.0004372777,0.0005215885,0.0004753753,0.0006004177,0.01924044],"category_scores_gemma":[0.01404258,0.0002715414,0.0003464332,0.0002898506,0.0007833668,0.0008100638,0.000622211,0.0007369586,0.0008202145],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.0005611872,"about_ca_system_score_gemma":0.0006694507,"about_ca_topic_candidate":false,"about_ca_topic_consensus":false,"about_ca_topic_score_codex":0.003474293,"about_ca_topic_score_gemma":0.004208938,"domain_scores_codex":[0.9988465,0.0007630568,0.0000417153,0.0001587697,0.0001240311,0.00006585433],"domain_scores_gemma":[0.9865132,0.009497546,0.001959364,0.001017756,0.0003167308,0.0006954078],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"design_other","study_design_gemma":"observational","study_design_scores_codex":[0.02379068,0.09797338,0.1329754,0.003402173,0.00111545,0.0002640728,0.005383719,0.006305189,0.007249348,0.02041243,0.01286019,0.6882679],"study_design_scores_gemma":[0.006868041,0.07705876,0.8269884,0.001310054,0.001802109,0.0002545967,0.003735485,0.008701762,0.01156503,0.02539515,0.03618392,0.0001366273],"study_design_candidate":"observational","study_design_consensus":null,"genre_codex":"empirical","genre_gemma":"empirical","genre_scores_codex":[0.9800822,0.0006893743,0.001463499,0.0006858061,0.0000500542,0.0005342263,0.0003241013,0.00003674424,0.01613414],"genre_scores_gemma":[0.9907828,0.0009664591,0.003604944,0.0003226802,0.00002644178,0.000754051,0.0003299193,0.000007870254,0.003204816],"genre_candidate":"empirical","genre_consensus":"empirical","teacher_disagreement_score":0.01924044,"threshold_uncertainty_score":0.06436568,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.2745223570130537,"score_gpt":0.4637626424848721,"score_spread":0.1892402854718184,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}