{"id":"W2901933208","doi":"10.3390/jrfm11040079","title":"Capital Adequacy, Deposit Insurance, and the Effect of Their Interaction on Bank Risk","year":2018,"lang":"en","type":"article","venue":"Journal of risk and financial management","topic":"Banking stability, regulation, efficiency","field":"Economics, Econometrics and Finance","cited_by":14,"is_retracted":false,"has_abstract":true,"ca_institutions":"","funders":"","keywords":"Deposit insurance; Capital adequacy ratio; Business; Fixed deposit; Capital requirement; Moral hazard; Capital (architecture); Asset (computer security); Financial system; Monetary economics; Actuarial science; Finance; Economics; Market economy; Incentive","routes":{"ca_aff":false,"ca_fund":false,"ca_venue":true,"about_ca":false,"invisible_to_affiliation_only":true},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"codex-gemma-dda1882f352a","candidate_categories":[],"consensus_categories":[],"category_scores_codex":[0.001633996,0.0001130478,0.0003436776,0.0002017096,0.000173377,0.00004074973,0.0001236088,0.00004580041,0.00001022436],"category_scores_gemma":[0.0002273094,0.00007679814,0.0001064298,0.0001610802,0.0002133544,0.0001445389,0.00005413304,0.0001793793,0.000004679245],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.00003766927,"about_ca_system_score_gemma":0.000003506902,"about_ca_topic_candidate":false,"about_ca_topic_consensus":false,"about_ca_topic_score_codex":0.0001825731,"about_ca_topic_score_gemma":0.00004424913,"domain_scores_codex":[0.9990295,0.00007912244,0.0005563032,0.0001596705,0.00005886871,0.0001165979],"domain_scores_gemma":[0.9986634,0.0002279674,0.0008778898,0.0001607701,0.00004268007,0.00002724253],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"observational","study_design_gemma":"observational","study_design_scores_codex":[0.001108504,0.00008483725,0.7278041,0.00007391662,0.0000640212,0.000002068017,0.002520373,0.0001464993,0.000001891202,0.0479145,0.00009192443,0.2201873],"study_design_scores_gemma":[0.001992168,0.0009209869,0.9721203,0.00005570659,0.00003624216,0.000006751855,0.00006096883,0.000582666,0.0000786576,0.02077383,0.003286111,0.0000856137],"study_design_candidate":"observational","study_design_consensus":"observational","genre_codex":"empirical","genre_gemma":"empirical","genre_scores_codex":[0.9891033,0.001845538,0.006965159,0.0000464531,0.0005737821,0.0002095815,0.00002579163,0.000003799648,0.001226569],"genre_scores_gemma":[0.9972749,0.002346319,0.000145793,0.00001806569,0.0001892899,0.000003361905,3.894883e-7,0.000007214039,0.00001462109],"genre_candidate":"empirical","genre_consensus":"empirical","teacher_disagreement_score":0.2443162,"threshold_uncertainty_score":0.3131737,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.005637441716107532,"score_gpt":0.1990825139949496,"score_spread":0.193445072278842,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}