{"id":"W2938281976","doi":"10.3390/jrfm12020063","title":"The Effects of the Financing Facilitation Act after the Global Financial Crisis: Has the Easing of Repayment Conditions Revived Underperforming Firms?","year":2019,"lang":"en","type":"article","venue":"Journal of risk and financial management","topic":"Banking stability, regulation, efficiency","field":"Economics, Econometrics and Finance","cited_by":30,"is_retracted":false,"has_abstract":true,"ca_institutions":"","funders":"Japan Society for the Promotion of Science; Research Institute of Economy, Trade and Industry","keywords":"Loan; Finance; Financial crisis; Moral hazard; Business; Financial institution; Government (linguistics); Financial system; Economics; Incentive; Market economy","routes":{"ca_aff":false,"ca_fund":false,"ca_venue":true,"about_ca":false,"invisible_to_affiliation_only":true},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"codex-gemma-dda1882f352a","candidate_categories":[],"consensus_categories":[],"category_scores_codex":[0.002031549,0.0001442289,0.0003236399,0.00006869913,0.000611285,0.00008009119,0.0003842342,0.00006182029,0.000009755183],"category_scores_gemma":[0.0008372132,0.00007781116,0.0002639722,0.0003863676,0.0002318936,0.0001820545,0.0001427722,0.000220553,0.000003336412],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.0001588486,"about_ca_system_score_gemma":0.00006445056,"about_ca_topic_candidate":false,"about_ca_topic_consensus":false,"about_ca_topic_score_codex":0.0001040453,"about_ca_topic_score_gemma":0.00008777571,"domain_scores_codex":[0.9983388,0.0001101125,0.0009685226,0.0001918401,0.0001779798,0.0002127289],"domain_scores_gemma":[0.9976965,0.0003623147,0.001363661,0.0004427326,0.0001151426,0.00001969541],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"observational","study_design_gemma":"observational","study_design_scores_codex":[0.0005256265,0.0003540426,0.5677288,0.0009098092,0.0001827737,0.000005053527,0.01203411,0.003060297,0.00002370417,0.3463131,0.001459334,0.06740338],"study_design_scores_gemma":[0.0005491683,0.0001479135,0.9115348,0.0002262637,0.00008019774,0.000004671704,0.0005212585,0.0003064312,0.0000329833,0.07256845,0.01393153,0.00009626787],"study_design_candidate":"observational","study_design_consensus":"observational","genre_codex":"empirical","genre_gemma":"empirical","genre_scores_codex":[0.9867678,0.005296805,0.004506194,0.001262407,0.001220811,0.0006677388,0.0000417406,0.000003578934,0.0002329496],"genre_scores_gemma":[0.9984344,0.00118932,0.0001430812,0.00009471452,0.00007736844,0.00001520166,5.924051e-7,0.000006644448,0.00003863405],"genre_candidate":"empirical","genre_consensus":"empirical","teacher_disagreement_score":0.3438061,"threshold_uncertainty_score":0.4701571,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.007738579601760412,"score_gpt":0.2091759744276112,"score_spread":0.2014373948258507,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}