{"id":"W2965920025","doi":"10.1093/rfs/hhz047","title":"Peers’ Income and Financial Distress: Evidence from Lottery Winners and Neighboring Bankruptcies","year":2019,"lang":"en","type":"article","venue":"Review of Financial Studies","topic":"Housing Market and Economics","field":"Economics, Econometrics and Finance","cited_by":79,"is_retracted":false,"has_abstract":true,"ca_institutions":"University of Alberta","funders":"Social Sciences and Humanities Research Council of Canada; Alberta Gambling Research Institute, University of Calgary","keywords":"Lottery; Bankruptcy; Debt; Financial distress; Liberian dollar; Business; Economics; Monetary economics; Actuarial science; Financial system; Finance; Microeconomics","routes":{"ca_aff":true,"ca_fund":true,"ca_venue":false,"about_ca":false,"invisible_to_affiliation_only":false},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"metacan-v3-hybrid-931329e0061c","candidate_categories":[],"consensus_categories":[],"category_scores_codex":[0.003497015,0.0001897654,0.0005561088,0.001087009,0.0005146477,0.001242412,0.0004633933,0.0007992561,0.007684917],"category_scores_gemma":[0.02768961,0.0001976436,0.0003739207,0.001610136,0.00099265,0.0006829925,0.0008887258,0.0009694166,0.0004420034],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.0002552733,"about_ca_system_score_gemma":0.0001726996,"about_ca_topic_candidate":false,"about_ca_topic_consensus":false,"about_ca_topic_score_codex":0.002046162,"about_ca_topic_score_gemma":0.002678647,"domain_scores_codex":[0.9984048,0.000991035,0.00008712526,0.0001638943,0.0002619798,0.00009118014],"domain_scores_gemma":[0.9675973,0.01779339,0.01061009,0.001067588,0.001475316,0.001456402],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"observational","study_design_gemma":"observational","study_design_scores_codex":[0.001278777,0.0003946057,0.934185,0.0004872098,0.001047253,0.0005721304,0.001018219,0.0004194851,0.0002430075,0.002911085,0.008208277,0.04923488],"study_design_scores_gemma":[0.00006392425,0.0003105339,0.9900737,0.0002095833,0.00034065,0.0003022137,0.001443261,0.0004825516,0.0001455097,0.002404948,0.004200608,0.00002248918],"study_design_candidate":"observational","study_design_consensus":"observational","genre_codex":"empirical","genre_gemma":"empirical","genre_scores_codex":[0.9779325,0.01133765,0.0005324032,0.003509447,0.0002797952,0.00001581007,0.0004654654,0.000006183793,0.005920704],"genre_scores_gemma":[0.9947909,0.003402122,0.0001308583,0.0002709235,0.0003526668,0.000009743043,0.0001892168,0.000003130569,0.0008503878],"genre_candidate":"empirical","genre_consensus":"empirical","teacher_disagreement_score":0.007684917,"threshold_uncertainty_score":0.02570862,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.03899715745445399,"score_gpt":0.254805499127742,"score_spread":0.2158083416732881,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}