{"id":"W2969433144","doi":"10.5430/afr.v8n3p219","title":"Auditors and Relationship Banking","year":2019,"lang":"en","type":"article","venue":"Accounting and Finance Research","topic":"Banking stability, regulation, efficiency","field":"Economics, Econometrics and Finance","cited_by":0,"is_retracted":false,"has_abstract":true,"ca_institutions":"","funders":"","keywords":"Audit; Business; Loan; Information asymmetry; Accounting; External auditor; Portfolio; Debt; Auditor's report; Auditor independence; Inherent risk (accounting); Affect (linguistics); Monetary economics; Finance; Economics; Joint audit; Internal audit","routes":{"ca_aff":false,"ca_fund":false,"ca_venue":true,"about_ca":false,"invisible_to_affiliation_only":true},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"metacan-v3-hybrid-931329e0061c","candidate_categories":[],"consensus_categories":[],"category_scores_codex":[0.002713758,0.0001367994,0.0002948857,0.001129196,0.001245233,0.003415193,0.0003302236,0.001052274,0.008771303],"category_scores_gemma":[0.03411601,0.000177429,0.0001767745,0.002129813,0.001853415,0.001439924,0.001131518,0.001088486,0.0008198223],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.001372491,"about_ca_system_score_gemma":0.00163461,"about_ca_topic_candidate":false,"about_ca_topic_consensus":false,"about_ca_topic_score_codex":0.005095521,"about_ca_topic_score_gemma":0.004453427,"domain_scores_codex":[0.9961938,0.002076563,0.0001785005,0.000294903,0.0007899385,0.00046631],"domain_scores_gemma":[0.9311036,0.02277036,0.03744831,0.002096035,0.003034849,0.003546752],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"observational","study_design_gemma":"observational","study_design_scores_codex":[0.0004166797,0.0007559183,0.8300291,0.0001101419,0.0001128418,0.000443739,0.003840952,0.001275526,0.0007566619,0.03348215,0.003859572,0.1249168],"study_design_scores_gemma":[0.00008292628,0.0003084322,0.9339246,0.0002532634,0.0001075111,0.001020351,0.004447665,0.001946395,0.0007323257,0.02952211,0.02759755,0.00005694513],"study_design_candidate":"observational","study_design_consensus":"observational","genre_codex":"empirical","genre_gemma":"empirical","genre_scores_codex":[0.9283724,0.003820351,0.002068778,0.005551606,0.00007754075,0.00004445306,0.0001020919,0.00002850024,0.05993417],"genre_scores_gemma":[0.9960024,0.0007873336,0.0001642481,0.0001988691,0.00004556379,0.000005852155,0.0000225242,0.000003190281,0.002769979],"genre_candidate":"empirical","genre_consensus":"empirical","teacher_disagreement_score":0.008771303,"threshold_uncertainty_score":0.02934295,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.05058870462841669,"score_gpt":0.2966184920319395,"score_spread":0.2460297874035228,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}