{"id":"W2980398097","doi":"10.5430/afr.v8n4p144","title":"Financial Performance and Sustainability of Moroccan Microfinance Institutions: An Empirical Study","year":2019,"lang":"en","type":"article","venue":"Accounting and Finance Research","topic":"Microfinance and Financial Inclusion","field":"Economics, Econometrics and Finance","cited_by":2,"is_retracted":false,"has_abstract":true,"ca_institutions":"","funders":"","keywords":"Microfinance; Sustainability; Loan; Outreach; Productivity; Business; Return on assets; Quality (philosophy); Panel data; Finance; Economics; Economic growth; Econometrics","routes":{"ca_aff":false,"ca_fund":false,"ca_venue":true,"about_ca":false,"invisible_to_affiliation_only":true},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"codex-gemma-dda1882f352a","candidate_categories":["metaepi_narrow"],"consensus_categories":[],"category_scores_codex":[0.003721695,0.0002428169,0.000669449,0.000450245,0.0006041773,0.0001011388,0.0004042414,0.0002204325,0.00002691694],"category_scores_gemma":[0.0005530728,0.0002677725,0.00005724904,0.0009857795,0.0005157908,0.0009172217,0.0005088411,0.0006343774,0.00006462191],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.0001473058,"about_ca_system_score_gemma":0.0002992236,"about_ca_topic_candidate":false,"about_ca_topic_consensus":false,"about_ca_topic_score_codex":0.001262849,"about_ca_topic_score_gemma":0.00007589463,"domain_scores_codex":[0.9972233,0.00007273924,0.0008265295,0.0009761702,0.0001670076,0.0007342476],"domain_scores_gemma":[0.9984418,0.0001085727,0.0003011491,0.0006849995,0.0004091533,0.00005435849],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"observational","study_design_gemma":"observational","study_design_scores_codex":[0.0001071824,0.0004346048,0.9545643,0.0002150915,0.000006434648,0.000005264109,0.001704858,0.0000426508,0.0001248047,0.03303859,0.0001850607,0.009571119],"study_design_scores_gemma":[0.001091805,0.001061753,0.9461854,0.00009508837,0.00000411259,0.00001038568,0.0007845493,0.001929262,0.0001979716,0.01450243,0.03374545,0.0003918543],"study_design_candidate":"observational","study_design_consensus":"observational","genre_codex":"empirical","genre_gemma":"empirical","genre_scores_codex":[0.9931492,0.003400706,0.0001629382,0.000225938,0.0001787272,0.000928339,0.00003869468,0.00002285594,0.001892581],"genre_scores_gemma":[0.9963145,0.002528872,0.0002595897,0.00006293665,0.00009791585,0.0000649761,0.000006717117,0.00002401594,0.0006404549],"genre_candidate":"empirical","genre_consensus":"empirical","teacher_disagreement_score":0.03356039,"threshold_uncertainty_score":0.9999775,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.07282448835181371,"score_gpt":0.3627645709730491,"score_spread":0.2899400826212354,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}