{"id":"W2989988678","doi":"10.1111/fcsr.12341","title":"Parental Financial Socialization: Is Too Much Help Leading to Debt Ignorance among College Students?","year":2019,"lang":"en","type":"article","venue":"Family and Consumer Sciences Research Journal","topic":"Financial Literacy, Pension, Retirement Analysis","field":"Business, Management and Accounting","cited_by":22,"is_retracted":false,"has_abstract":true,"ca_institutions":"York University","funders":"","keywords":"Ignorance; Debt; Credit card; Socialization; Payment; Psychology; Finance; Business; Social psychology; Political science; Law","routes":{"ca_aff":true,"ca_fund":false,"ca_venue":false,"about_ca":false,"invisible_to_affiliation_only":false},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"codex-gemma-dda1882f352a","candidate_categories":["sts","scholarly_communication"],"consensus_categories":[],"category_scores_codex":[0.003274255,0.0001901642,0.0003063692,0.0008181779,0.002233726,0.001969493,0.0008648868,0.00007866858,0.0004906539],"category_scores_gemma":[0.000384882,0.0001654198,0.0001007751,0.002698634,0.0004939875,0.00221237,0.0005199146,0.000393664,0.0006416836],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.0000792957,"about_ca_system_score_gemma":0.0002304938,"about_ca_topic_candidate":false,"about_ca_topic_consensus":false,"about_ca_topic_score_codex":0.0004474488,"about_ca_topic_score_gemma":0.0002113001,"domain_scores_codex":[0.9960434,0.00008847206,0.0004310425,0.0005127842,0.002175913,0.0007483357],"domain_scores_gemma":[0.9986736,0.00009955748,0.0001808014,0.0001698734,0.0007904015,0.00008575743],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"observational","study_design_gemma":"observational","study_design_scores_codex":[0.00004069188,0.00004830999,0.962698,0.00002642581,0.000008748042,0.00002179232,0.0002297901,0.000009787883,0.0003788008,0.004000909,0.03101457,0.001522191],"study_design_scores_gemma":[0.0006767592,0.00008240777,0.9478413,0.000229673,0.0000278804,0.000006376782,0.002374044,0.001492657,0.00006119952,0.002311382,0.04455322,0.0003430763],"study_design_candidate":"observational","study_design_consensus":"observational","genre_codex":"empirical","genre_gemma":"empirical","genre_scores_codex":[0.9930396,0.0006076174,0.00004296787,0.0005288143,0.0006071431,0.0003756225,0.000007422873,0.00002032146,0.00477047],"genre_scores_gemma":[0.9945722,0.0001560753,0.0001267785,0.001970962,0.0006481743,0.00001408262,0.000003709966,0.00001238202,0.002495625],"genre_candidate":"empirical","genre_consensus":"empirical","teacher_disagreement_score":0.01485666,"threshold_uncertainty_score":0.9990665,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.04895357148505208,"score_gpt":0.3457644613260883,"score_spread":0.2968108898410363,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}