{"id":"W2996922479","doi":"","title":"Fintech In Canada","year":2019,"lang":"en","type":"article","venue":"SSRN Electronic Journal","topic":"FinTech, Crowdfunding, Digital Finance","field":"Business, Management and Accounting","cited_by":0,"is_retracted":false,"has_abstract":true,"ca_institutions":"University of Calgary","funders":"","keywords":"Business; FinTech; Digital currency; Lagging; Financial services; Payment service provider; Agency (philosophy); Payment; Finance; Commerce","routes":{"ca_aff":true,"ca_fund":false,"ca_venue":false,"about_ca":true,"invisible_to_affiliation_only":false},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"codex-gemma-dda1882f352a","candidate_categories":[],"consensus_categories":[],"category_scores_codex":[0.0005899814,0.0001526585,0.0001834034,0.0002170988,0.00006029895,0.0001603737,0.000381147,0.00003989656,0.0001654912],"category_scores_gemma":[0.00007698828,0.0001461337,0.00005496564,0.0004775109,0.00001292646,0.0009733374,0.00008817555,0.001285841,0.0004717195],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.002518682,"about_ca_system_score_gemma":0.003020374,"about_ca_topic_candidate":true,"about_ca_topic_consensus":true,"about_ca_topic_score_codex":0.6444888,"about_ca_topic_score_gemma":0.9683684,"domain_scores_codex":[0.9973642,0.000004351013,0.0002757933,0.0001981656,0.0002695274,0.001887943],"domain_scores_gemma":[0.9995788,0.00001922463,0.000184627,0.0001429213,0.00006495927,0.000009428751],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"observational","study_design_gemma":"theoretical_or_conceptual","study_design_scores_codex":[0.00006270963,0.00004543617,0.5279241,0.00004876221,0.0000391785,0.00003950162,0.000007684326,0.0001575486,0.0003565331,0.4395367,0.002870876,0.02891103],"study_design_scores_gemma":[0.003291599,0.0001179773,0.09009801,0.0004029398,0.00003590914,0.0004564839,0.003933636,0.003644821,0.0002680099,0.6416225,0.2546063,0.001521766],"study_design_candidate":"theoretical_or_conceptual","study_design_consensus":null,"genre_codex":"empirical","genre_gemma":"empirical","genre_scores_codex":[0.9668896,0.0004430185,0.0002947811,0.0008537128,0.0005253042,0.0001263511,7.671457e-7,0.00002303918,0.03084342],"genre_scores_gemma":[0.9958804,0.00008726908,0.000008293023,0.0006313729,0.0002950243,0.000002754713,0.000003238998,0.00002650007,0.003065198],"genre_candidate":"empirical","genre_consensus":"empirical","teacher_disagreement_score":0.4378261,"threshold_uncertainty_score":0.6586265,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.004010016201944381,"score_gpt":0.1695739160621311,"score_spread":0.1655638998601867,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}