{"id":"W2998256022","doi":"10.14254/1800-5845/2019.15-2.4","title":"What Affects the Interest Rate on Deposit From Households","year":2019,"lang":"en","type":"article","venue":"DSpace VŠB-TUO (VŠB-TUO)","topic":"Banking stability, regulation, efficiency","field":"Economics, Econometrics and Finance","cited_by":7,"is_retracted":false,"has_abstract":true,"ca_institutions":"","funders":"","keywords":"Interest rate; Monetary economics; Market liquidity; Economics; Interbank lending market; Quarter (Canadian coin); Market concentration; Fixed deposit; Financial system; Business; Market structure","routes":{"ca_aff":false,"ca_fund":false,"ca_venue":false,"about_ca":true,"invisible_to_affiliation_only":true},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"codex-gemma-dda1882f352a","candidate_categories":["metaepi_narrow","insufficient_payload"],"consensus_categories":[],"category_scores_codex":[0.001413611,0.0005741701,0.0008215856,0.0003118092,0.0003455225,0.0008960351,0.00110586,0.0003796128,0.0008141819],"category_scores_gemma":[0.0003601508,0.0005268974,0.0003534914,0.0007800797,0.0002325575,0.0009366193,0.0003069768,0.0005961993,0.004167331],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.0004248565,"about_ca_system_score_gemma":0.00005413499,"about_ca_topic_candidate":false,"about_ca_topic_consensus":false,"about_ca_topic_score_codex":0.001247633,"about_ca_topic_score_gemma":0.001221069,"domain_scores_codex":[0.9965793,0.0001945067,0.0008036692,0.001391747,0.0001806158,0.0008501705],"domain_scores_gemma":[0.9960815,0.0008440515,0.0006954779,0.002126272,0.00007940553,0.0001733134],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"observational","study_design_gemma":"observational","study_design_scores_codex":[0.0004033891,0.001427305,0.7704816,0.0002823299,0.0005305219,0.00003754769,0.009845497,0.006388815,0.00189292,0.1796203,0.0166871,0.01240267],"study_design_scores_gemma":[0.002228739,0.0005827867,0.9010043,0.0003779463,0.00005245262,0.000009904104,0.000720453,0.008305935,0.00289485,0.01847996,0.0638857,0.001457021],"study_design_candidate":"observational","study_design_consensus":"observational","genre_codex":"empirical","genre_gemma":"empirical","genre_scores_codex":[0.9813747,0.002741703,0.0007502503,0.004365556,0.004476426,0.00107309,0.0001582671,0.0002569021,0.004803123],"genre_scores_gemma":[0.9947929,0.0004534821,0.0001868715,0.001031372,0.0003777228,0.00005799246,0.00006611326,0.0001373858,0.002896201],"genre_candidate":"empirical","genre_consensus":"empirical","teacher_disagreement_score":0.1611403,"threshold_uncertainty_score":0.9997182,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.02765356151615255,"score_gpt":0.2199797471120778,"score_spread":0.1923261855959253,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}