{"id":"W2998336786","doi":"10.1353/aq.2019.0070","title":"Plastic Empowerment: Financial Literacy and Black Economic Life","year":2019,"lang":"en","type":"article","venue":"American Quarterly","topic":"Housing, Finance, and Neoliberalism","field":"Economics, Econometrics and Finance","cited_by":4,"is_retracted":false,"has_abstract":true,"ca_institutions":"","funders":"","keywords":"Unbanked; Financial literacy; Overdraft; Financial services; Middle class; Empowerment; Business; Cash; Financial inclusion; Financial system; Quarter (Canadian coin); Finance; Economics; Economic growth; Market economy; Geography","routes":{"ca_aff":false,"ca_fund":false,"ca_venue":false,"about_ca":true,"invisible_to_affiliation_only":true},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"metacan-v3-hybrid-931329e0061c","candidate_categories":[],"consensus_categories":[],"category_scores_codex":[0.00124192,0.0002792716,0.0003388001,0.0013321,0.005226114,0.003405437,0.0003839634,0.001377556,0.02065636],"category_scores_gemma":[0.003217694,0.000131826,0.0001911524,0.001108284,0.004736683,0.004383325,0.003966015,0.00321835,0.0009855143],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.001854817,"about_ca_system_score_gemma":0.002385038,"about_ca_topic_candidate":false,"about_ca_topic_consensus":false,"about_ca_topic_score_codex":0.007569475,"about_ca_topic_score_gemma":0.01338575,"domain_scores_codex":[0.9994051,0.0002624035,0.00000983698,0.00003849876,0.00008186293,0.0002021697],"domain_scores_gemma":[0.9983277,0.000275036,0.0002270774,0.00002323816,0.0001256419,0.001021321],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"not_applicable","study_design_gemma":"qualitative","study_design_scores_codex":[0.0001393401,0.0007687084,0.05720788,0.0003393197,0.00003943761,0.000784305,0.04590093,0.00007913196,0.0001594673,0.166888,0.4117208,0.3159725],"study_design_scores_gemma":[0.00005305461,0.0002124309,0.1320794,0.005727579,0.00004274465,0.001368779,0.1254694,0.0002408418,0.0002038175,0.1198573,0.6146555,0.00008924839],"study_design_candidate":"qualitative","study_design_consensus":null,"genre_codex":"commentary","genre_gemma":"empirical","genre_scores_codex":[0.1168034,0.08782965,0.0002510337,0.6532778,0.002992033,0.00004476158,0.0002372897,0.00003143369,0.1385325],"genre_scores_gemma":[0.8103648,0.0712145,0.0002759896,0.08254435,0.003546875,0.0001094283,0.0001407893,0.00002905673,0.0317743],"genre_candidate":"empirical","genre_consensus":null,"teacher_disagreement_score":0.02065636,"threshold_uncertainty_score":0.06910247,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.007010731091756643,"score_gpt":0.2084906662263477,"score_spread":0.2014799351345911,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}