{"id":"W3003171927","doi":"10.3917/ecofi.135.0165","title":"Les néobanques vont-elles bouleverser leur secteur d’activité ?","year":2020,"lang":"fr","type":"article","venue":"Revue d économie financière","topic":"Digital Platforms and Economics","field":"Business, Management and Accounting","cited_by":3,"is_retracted":false,"has_abstract":true,"ca_institutions":"Optech (Canada)","funders":"","keywords":"Political science; Humanities; Art","routes":{"ca_aff":true,"ca_fund":false,"ca_venue":false,"about_ca":false,"invisible_to_affiliation_only":false},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"metacan-v3-hybrid-931329e0061c","candidate_categories":[],"consensus_categories":[],"category_scores_codex":[0.00106892,0.0002537353,0.0002658764,0.001254555,0.002234923,0.007995257,0.0005146242,0.001047712,0.02108196],"category_scores_gemma":[0.002581604,0.0002314753,0.0001895326,0.001680083,0.002818248,0.004732522,0.00177715,0.001779444,0.003071751],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.002510453,"about_ca_system_score_gemma":0.001179662,"about_ca_topic_candidate":false,"about_ca_topic_consensus":false,"about_ca_topic_score_codex":0.003928378,"about_ca_topic_score_gemma":0.005372683,"domain_scores_codex":[0.9994044,0.0001433701,0.00001811143,0.0001193746,0.0001765476,0.0001381857],"domain_scores_gemma":[0.9989417,0.0002454413,0.000273959,0.000124303,0.0001973277,0.0002171965],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"theoretical_or_conceptual","study_design_gemma":"not_applicable","study_design_scores_codex":[0.0001682075,0.00003056988,0.00977198,0.00007850362,0.00001310482,0.0003359985,0.007861927,0.0002611692,0.0008874079,0.9195212,0.006621518,0.05444844],"study_design_scores_gemma":[0.0000549185,0.00006886463,0.03024563,0.0004938412,0.00001892079,0.0006071968,0.0119346,0.001646838,0.0007750612,0.1887589,0.7653565,0.00003863751],"study_design_candidate":"not_applicable","study_design_consensus":null,"genre_codex":"other","genre_gemma":"empirical","genre_scores_codex":[0.3546374,0.004764664,0.006565257,0.02011598,0.0003292453,0.00005663592,0.0003043526,0.00007220973,0.6131542],"genre_scores_gemma":[0.8836714,0.003095515,0.001500333,0.001268336,0.0001085608,0.00005399673,0.000161029,0.00003683451,0.110104],"genre_candidate":"empirical","genre_consensus":null,"teacher_disagreement_score":0.02108196,"threshold_uncertainty_score":0.07052618,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.05107308318425562,"score_gpt":0.200935908727657,"score_spread":0.1498628255434014,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}