{"id":"W3005905642","doi":"10.1002/iir.1362","title":"Low‐income, low‐asset debtors in the U.S. bankruptcy system","year":2020,"lang":"en","type":"article","venue":"International Insolvency Review","topic":"Financial Literacy, Pension, Retirement Analysis","field":"Business, Management and Accounting","cited_by":3,"is_retracted":false,"has_abstract":true,"ca_institutions":"","funders":"","keywords":"Bankruptcy; Business; Asset (computer security); Reform Act; Order (exchange); Actuarial science; Finance; Economics; Law; Computer security","routes":{"ca_aff":false,"ca_fund":false,"ca_venue":true,"about_ca":false,"invisible_to_affiliation_only":true},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"metacan-v3-hybrid-931329e0061c","candidate_categories":[],"consensus_categories":[],"category_scores_codex":[0.001472045,0.0001295015,0.0002462117,0.001428245,0.003258589,0.004017436,0.0005945595,0.001765335,0.007790574],"category_scores_gemma":[0.0031307,0.0002115942,0.0001953285,0.001606854,0.001530376,0.001285275,0.00180645,0.002533578,0.0006147074],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.003567232,"about_ca_system_score_gemma":0.005565817,"about_ca_topic_candidate":false,"about_ca_topic_consensus":false,"about_ca_topic_score_codex":0.1112702,"about_ca_topic_score_gemma":0.220141,"domain_scores_codex":[0.9988147,0.0002387097,0.00009929413,0.00009354456,0.0001643293,0.000589406],"domain_scores_gemma":[0.9939393,0.0009232307,0.001297863,0.0001465089,0.0007963575,0.002896667],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"observational","study_design_gemma":"observational","study_design_scores_codex":[0.000174473,0.0008105425,0.8481321,0.00007795703,0.00005158363,0.00219095,0.005103432,0.0008003266,0.0005647867,0.04301428,0.05857541,0.04050427],"study_design_scores_gemma":[0.0001100355,0.0002795408,0.8877646,0.0006878035,0.00009397824,0.001294272,0.02053527,0.003327363,0.000762848,0.01139334,0.07364997,0.0001009791],"study_design_candidate":"observational","study_design_consensus":"observational","genre_codex":"empirical","genre_gemma":"empirical","genre_scores_codex":[0.9304585,0.001395352,0.0002710841,0.02722539,0.0002045569,0.00006847311,0.000710839,0.00003227628,0.03963352],"genre_scores_gemma":[0.9918615,0.0004375308,0.0001040534,0.003922555,0.00005738712,0.00001765463,0.0002374972,0.000003981867,0.003357856],"genre_candidate":"empirical","genre_consensus":"empirical","teacher_disagreement_score":0.1112702,"threshold_uncertainty_score":0.221245,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.02231237303736808,"score_gpt":0.2556815585228241,"score_spread":0.233369185485456,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}