{"id":"W3009980400","doi":"","title":"Just Released: Student Loan Delinquency Rate Defies Overall Downward Trend in Household Debt and Credit Report for Fourth Quarter 2014","year":2015,"lang":"en","type":"article","venue":"Liberty Street Economics","topic":"Housing Market and Economics","field":"Economics, Econometrics and Finance","cited_by":0,"is_retracted":false,"has_abstract":true,"ca_institutions":"","funders":"","keywords":"Quarter (Canadian coin); Debt; Household debt; Loan; Equity (law); Panel data; Home equity; Business; Economics; Consumer debt; Monetary economics; Finance; Political science; Econometrics; Geography","routes":{"ca_aff":false,"ca_fund":false,"ca_venue":false,"about_ca":true,"invisible_to_affiliation_only":true},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"metacan-v3-hybrid-931329e0061c","candidate_categories":[],"consensus_categories":[],"category_scores_codex":[0.003055091,0.0007829305,0.0006689978,0.004073299,0.0009554264,0.003721557,0.00109131,0.001242661,0.05363865],"category_scores_gemma":[0.01676885,0.0007973193,0.0005118328,0.003752701,0.0003532077,0.001736405,0.002202405,0.002391869,0.04855497],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.001951122,"about_ca_system_score_gemma":0.004612131,"about_ca_topic_candidate":false,"about_ca_topic_consensus":false,"about_ca_topic_score_codex":0.0726105,"about_ca_topic_score_gemma":0.05164181,"domain_scores_codex":[0.9963464,0.0003329586,0.0004601692,0.000340996,0.002053505,0.0004660396],"domain_scores_gemma":[0.9809397,0.001522948,0.001883091,0.001060529,0.01361264,0.000981144],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"not_applicable","study_design_gemma":"not_applicable","study_design_scores_codex":[0.00002850786,0.00001397085,0.004215123,0.00004115049,0.00000682359,0.000007257137,0.00002512152,0.00004005209,0.00003874035,0.0005171332,0.9890848,0.005981403],"study_design_scores_gemma":[0.00004607403,0.00003586648,0.0616373,0.0002340198,0.00002163136,0.00003710409,0.0002246496,0.0003690129,0.0005306338,0.0005204142,0.9362978,0.00004549046],"study_design_candidate":"not_applicable","study_design_consensus":"not_applicable","genre_codex":"dataset","genre_gemma":"other","genre_scores_codex":[0.00724077,0.0007820945,0.001125929,0.01144522,0.006115836,0.0002381359,0.9205015,0.002167736,0.05038285],"genre_scores_gemma":[0.02973417,0.001200036,0.002186274,0.003281225,0.001683548,0.0009784435,0.8340015,0.001299669,0.1256351],"genre_candidate":"other","genre_consensus":null,"teacher_disagreement_score":0.0726105,"threshold_uncertainty_score":0.1794392,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.05295002102758595,"score_gpt":0.2410937068817238,"score_spread":0.1881436858541378,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}