{"id":"W3026742170","doi":"10.1287/mnsc.2019.3539","title":"Product Market Peers in Lending","year":2020,"lang":"en","type":"article","venue":"Management Science","topic":"Corporate Finance and Governance","field":"Business, Management and Accounting","cited_by":27,"is_retracted":false,"has_abstract":true,"ca_institutions":"University of Toronto","funders":"","keywords":"Information asymmetry; Incentive; Business; Product (mathematics); Product market; Information sharing; Monetary economics; Industrial organization; Economics; Finance; Microeconomics","routes":{"ca_aff":true,"ca_fund":false,"ca_venue":false,"about_ca":false,"invisible_to_affiliation_only":false},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"codex-gemma-dda1882f352a","candidate_categories":[],"consensus_categories":[],"category_scores_codex":[0.0005953395,0.0001164548,0.0001083832,0.000214825,0.0001463506,0.0002649382,0.0006352431,0.000009293141,0.0001833138],"category_scores_gemma":[0.0000835349,0.0001143965,0.00002518215,0.002769304,0.0001244708,0.001954336,0.000366721,0.0000783225,0.0004140442],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.00004304763,"about_ca_system_score_gemma":0.00001228803,"about_ca_topic_candidate":false,"about_ca_topic_consensus":false,"about_ca_topic_score_codex":0.00008628612,"about_ca_topic_score_gemma":0.00002172269,"domain_scores_codex":[0.998473,0.00000269218,0.0001676537,0.0005282549,0.000463924,0.0003644239],"domain_scores_gemma":[0.9996095,0.00000465665,0.0001223825,0.0002161015,0.00003330933,0.00001400672],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"observational","study_design_gemma":"observational","study_design_scores_codex":[0.00008732516,0.000105634,0.739305,0.0006009835,0.000009214918,0.0002603879,0.0001595205,0.001277397,0.0009925851,0.0976241,0.110752,0.04882589],"study_design_scores_gemma":[0.0003942305,0.000005618735,0.7131463,0.00005174975,0.000008852201,2.938548e-7,0.0001773431,0.009798825,0.00005804925,0.0006265889,0.2754904,0.000241653],"study_design_candidate":"observational","study_design_consensus":"observational","genre_codex":"other","genre_gemma":"empirical","genre_scores_codex":[0.4891928,0.00005438827,0.00108176,0.01898751,0.0006446869,0.0006331647,0.000001509371,0.0001930199,0.4892111],"genre_scores_gemma":[0.9932596,0.0000146679,0.0002589605,0.004876005,0.0002729976,0.00001473857,9.090892e-7,0.000008763746,0.001293363],"genre_candidate":"empirical","genre_consensus":null,"teacher_disagreement_score":0.5040668,"threshold_uncertainty_score":0.5321838,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.02367895515668436,"score_gpt":0.2114683118325928,"score_spread":0.1877893566759084,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}