{"id":"W3033479756","doi":"10.1111/joca.12311","title":"Immigrants, Financial Knowledge, and Financial Behavior","year":2020,"lang":"en","type":"article","venue":"Journal of Consumer Affairs","topic":"Financial Literacy, Pension, Retirement Analysis","field":"Business, Management and Accounting","cited_by":18,"is_retracted":false,"has_abstract":true,"ca_institutions":"University of Ottawa","funders":"Social Sciences and Humanities Research Council of Canada","keywords":"Immigration; Finance; Financial plan; Business; Demographic economics; Economics; Political science","routes":{"ca_aff":true,"ca_fund":true,"ca_venue":false,"about_ca":true,"invisible_to_affiliation_only":false},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"codex-gemma-dda1882f352a","candidate_categories":[],"consensus_categories":[],"category_scores_codex":[0.0003605733,0.0002526821,0.0005458985,0.000330651,0.0001827555,0.0001807167,0.0002916481,0.0001107032,0.0003476385],"category_scores_gemma":[0.000763278,0.0002247515,0.0002746617,0.000680251,0.000113496,0.001092777,0.0001572435,0.0003298942,0.0002048855],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.00002311329,"about_ca_system_score_gemma":0.0001449684,"about_ca_topic_candidate":false,"about_ca_topic_consensus":false,"about_ca_topic_score_codex":0.00006735676,"about_ca_topic_score_gemma":0.0001304188,"domain_scores_codex":[0.9983017,0.00002071192,0.0007563872,0.0002428196,0.0003841438,0.0002941659],"domain_scores_gemma":[0.9985315,0.0000477444,0.0006548039,0.0001333883,0.0005677826,0.00006479539],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"observational","study_design_gemma":"observational","study_design_scores_codex":[0.0004523242,0.0003169294,0.8718858,0.0002506945,0.00003518368,0.0003450372,0.0005864773,0.000004887339,0.001760343,0.003360738,0.09698148,0.02402006],"study_design_scores_gemma":[0.002250006,0.00009993792,0.5123299,0.0001811862,0.0009988643,0.0000326411,0.0002432558,0.000350158,0.0002213819,0.0004147027,0.4823256,0.0005523336],"study_design_candidate":"observational","study_design_consensus":"observational","genre_codex":"empirical","genre_gemma":"empirical","genre_scores_codex":[0.9930455,0.003288422,0.00007755899,0.0007527168,0.0007007798,0.0001928508,0.000005894139,0.00003746607,0.001898786],"genre_scores_gemma":[0.9962654,0.0001507326,0.0003176875,0.001100445,0.002042049,0.000004394129,0.000005601282,0.00002679401,0.00008685886],"genre_candidate":"empirical","genre_consensus":"empirical","teacher_disagreement_score":0.3853441,"threshold_uncertainty_score":0.91651,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.01437645618142473,"score_gpt":0.2281725430546194,"score_spread":0.2137960868731947,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}