{"id":"W3033479756","doi":"10.1111/joca.12311","title":"Immigrants, Financial Knowledge, and Financial Behavior","year":2020,"lang":"en","type":"article","venue":"Journal of Consumer Affairs","topic":"Financial Literacy, Pension, Retirement Analysis","field":"Business, Management and Accounting","cited_by":18,"is_retracted":false,"has_abstract":true,"ca_institutions":"University of Ottawa","funders":"Social Sciences and Humanities Research Council of Canada","keywords":"Immigration; Finance; Financial plan; Business; Demographic economics; Economics; Political science","routes":{"ca_aff":true,"ca_fund":true,"ca_venue":false,"about_ca":true,"invisible_to_affiliation_only":false},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"metacan-v3-hybrid-931329e0061c","candidate_categories":[],"consensus_categories":[],"category_scores_codex":[0.00113898,0.0001694736,0.0002703503,0.001524603,0.002160786,0.001986854,0.0004211869,0.0005656306,0.006085082],"category_scores_gemma":[0.006718278,0.0001110164,0.0002700555,0.001197598,0.001110498,0.0005700386,0.0009495527,0.0007853773,0.000245983],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.00273032,"about_ca_system_score_gemma":0.005376575,"about_ca_topic_candidate":true,"about_ca_topic_consensus":false,"about_ca_topic_score_codex":0.5634184,"about_ca_topic_score_gemma":0.6256027,"domain_scores_codex":[0.999424,0.000100704,0.00003942541,0.00005321199,0.0001962945,0.000186324],"domain_scores_gemma":[0.9956504,0.0008615431,0.001461311,0.0001035912,0.0008380638,0.001085126],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"observational","study_design_gemma":"observational","study_design_scores_codex":[0.00003198775,0.000171251,0.9909236,0.00002906801,0.00002988025,0.00007103197,0.001924756,0.00006521525,0.0000402195,0.0003465051,0.0005089605,0.00585751],"study_design_scores_gemma":[0.000003345179,0.00003964658,0.9923409,0.00009040563,0.00002433248,0.00005423683,0.005897588,0.0001428524,0.00003666465,0.0001480475,0.001211458,0.000010561],"study_design_candidate":"observational","study_design_consensus":"observational","genre_codex":"empirical","genre_gemma":"empirical","genre_scores_codex":[0.991599,0.0005881694,0.00002257081,0.000605037,0.00001176216,0.00001125804,0.0002570185,0.000002222515,0.006902929],"genre_scores_gemma":[0.9983848,0.0003307604,0.00003769537,0.00009167285,0.00000590012,0.000004302018,0.000126166,8.140212e-7,0.001017786],"genre_candidate":"empirical","genre_consensus":"empirical","teacher_disagreement_score":0.5634184,"threshold_uncertainty_score":0.8783054,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.01437645618142473,"score_gpt":0.2281725430546194,"score_spread":0.2137960868731947,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}