{"id":"W3033501883","doi":"10.34989/san-2020-8","title":"Household indebtedness risks in the wake of COVID‑19","year":2020,"lang":"en","type":"article","venue":"Staff Analytical Notes","topic":"Housing Market and Economics","field":"Economics, Econometrics and Finance","cited_by":6,"is_retracted":false,"has_abstract":true,"ca_institutions":"Bank of Canada","funders":"","keywords":"Default; Parallels; Coronavirus disease 2019 (COVID-19); Payment; Pandemic; Natural disaster; Business; Economics; 2019-20 coronavirus outbreak; Finance; Geography; Operations management","routes":{"ca_aff":true,"ca_fund":false,"ca_venue":false,"about_ca":false,"invisible_to_affiliation_only":false},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"metacan-v3-hybrid-931329e0061c","candidate_categories":[],"consensus_categories":[],"category_scores_codex":[0.003176762,0.0002773241,0.0006780981,0.0003134066,0.001018692,0.003136034,0.001051449,0.002042861,0.007452339],"category_scores_gemma":[0.01286904,0.0002820994,0.0004281811,0.0004680688,0.0008537901,0.001892647,0.002034548,0.002882517,0.0005144905],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.002191622,"about_ca_system_score_gemma":0.001319464,"about_ca_topic_candidate":false,"about_ca_topic_consensus":false,"about_ca_topic_score_codex":0.02264121,"about_ca_topic_score_gemma":0.02029895,"domain_scores_codex":[0.9990728,0.0003245712,0.00003986175,0.0001255401,0.0001260581,0.0003111157],"domain_scores_gemma":[0.9966493,0.001350872,0.0006198477,0.0001563228,0.0004114906,0.0008121573],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"simulation_or_modeling","study_design_gemma":"observational","study_design_scores_codex":[0.001365626,0.0007136209,0.1519706,0.000164742,0.0001744092,0.005779543,0.002426219,0.4398779,0.001027933,0.2881496,0.0720857,0.0362642],"study_design_scores_gemma":[0.0004498214,0.001096377,0.1257567,0.0002498288,0.0001362489,0.0007133608,0.01178938,0.6484367,0.0009527805,0.1786433,0.03152068,0.0002548736],"study_design_candidate":"observational","study_design_consensus":null,"genre_codex":"empirical","genre_gemma":"empirical","genre_scores_codex":[0.9304829,0.0007719136,0.00632753,0.01616547,0.0004348532,0.0001230427,0.002242564,0.0001160368,0.04333572],"genre_scores_gemma":[0.9949045,0.0001426577,0.0004634538,0.0003241629,0.00004161304,0.00002945574,0.0003322958,0.00001064568,0.003751285],"genre_candidate":"empirical","genre_consensus":"empirical","teacher_disagreement_score":0.02264121,"threshold_uncertainty_score":0.04501885,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.1708674162367261,"score_gpt":0.288268119003894,"score_spread":0.1174007027671679,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}