{"id":"W3035206049","doi":"10.2139/ssrn.3453829","title":"On Belief Singularity and the Optimality of Deductible Indemnity Schedules","year":2019,"lang":"en","type":"article","venue":"SSRN Electronic Journal","topic":"Insurance and Financial Risk Management","field":"Economics, Econometrics and Finance","cited_by":0,"is_retracted":false,"has_abstract":false,"ca_institutions":"University of Waterloo","funders":"","keywords":"Indemnity; Deductible; Singularity; Actuarial science; Mathematical economics; Economics; Business; Mathematics","routes":{"ca_aff":true,"ca_fund":false,"ca_venue":false,"about_ca":false,"invisible_to_affiliation_only":false},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"codex-gemma-dda1882f352a","candidate_categories":[],"consensus_categories":[],"category_scores_codex":[0.003528544,0.0001039879,0.0003137387,0.0001016358,0.0001606489,0.00004200137,0.0002105345,0.00006072366,0.00004036358],"category_scores_gemma":[0.0001191417,0.0000839282,0.0001076658,0.0001409776,0.0001149343,0.0001481772,0.00004973662,0.0009068596,0.00007631075],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.0001921943,"about_ca_system_score_gemma":0.0001396536,"about_ca_topic_candidate":false,"about_ca_topic_consensus":false,"about_ca_topic_score_codex":0.0003163703,"about_ca_topic_score_gemma":0.0001024825,"domain_scores_codex":[0.9986016,0.00003328805,0.0003856757,0.0001861257,0.00005752471,0.0007357885],"domain_scores_gemma":[0.9993126,0.00004985235,0.0003575521,0.0002201465,0.00003377873,0.00002601356],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"theoretical_or_conceptual","study_design_gemma":"theoretical_or_conceptual","study_design_scores_codex":[0.0001254184,0.00005873274,0.04091112,0.0000101802,0.00006779948,2.08744e-7,0.00008728726,0.00007240369,0.000002254111,0.9562692,0.000007872213,0.002387497],"study_design_scores_gemma":[0.001364975,0.0001944528,0.03478648,0.00001141739,0.000007864685,0.00000996497,0.0002338587,0.0001654553,0.00002407063,0.9620385,0.001059194,0.0001037942],"study_design_candidate":"theoretical_or_conceptual","study_design_consensus":"theoretical_or_conceptual","genre_codex":"empirical","genre_gemma":"empirical","genre_scores_codex":[0.980731,0.005544592,0.00404693,0.0007086194,0.0002343474,0.0001842086,0.000006955678,0.000006295998,0.008537016],"genre_scores_gemma":[0.994633,0.004566481,0.0001548651,0.0001369548,0.00007176201,0.000002774961,8.496327e-7,0.000009495255,0.0004238511],"genre_candidate":"empirical","genre_consensus":"empirical","teacher_disagreement_score":0.01390193,"threshold_uncertainty_score":0.3939904,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.008891745569519173,"score_gpt":0.2011634387590792,"score_spread":0.1922716931895601,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}