{"id":"W3035795536","doi":"","title":"A Model for Stress Testing Household Lending in Australia | Bulletin – December Quarter 2013","year":2013,"lang":"en","type":"article","venue":"Philadelphia Museum of Art Bulletin","topic":"Housing, Finance, and Neoliberalism","field":"Economics, Econometrics and Finance","cited_by":0,"is_retracted":false,"has_abstract":false,"ca_institutions":"","funders":"","keywords":"Quarter (Canadian coin); Stress testing (software); Stress (linguistics); Geography; Computer science; Archaeology","routes":{"ca_aff":false,"ca_fund":false,"ca_venue":false,"about_ca":true,"invisible_to_affiliation_only":true},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"codex-gemma-dda1882f352a","candidate_categories":["metaepi_narrow","insufficient_payload"],"consensus_categories":["insufficient_payload"],"category_scores_codex":[0.000495616,0.0003830963,0.0007910683,0.0004471396,0.0001160642,0.000101055,0.0004148535,0.0002412464,0.001263196],"category_scores_gemma":[0.00006688472,0.0004533559,0.0002178953,0.0002750615,0.0001118853,0.0001823043,0.0000962093,0.0003013896,0.001447539],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.00008938245,"about_ca_system_score_gemma":0.00002189615,"about_ca_topic_candidate":false,"about_ca_topic_consensus":false,"about_ca_topic_score_codex":0.00286459,"about_ca_topic_score_gemma":0.000208451,"domain_scores_codex":[0.9969688,0.0000224561,0.001352586,0.0007394742,0.00009169585,0.0008249637],"domain_scores_gemma":[0.998416,0.0001857733,0.0006398536,0.0005155083,0.00009037685,0.0001524695],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"not_applicable","study_design_gemma":"not_applicable","study_design_scores_codex":[0.00007969372,0.0006167177,0.01314849,0.0003679415,0.00007852301,0.00001052422,0.002415658,0.02123992,0.0005757638,0.01482951,0.9465646,0.00007263404],"study_design_scores_gemma":[0.004786841,0.0003466576,0.01904523,0.0006155997,0.00003531052,0.00002402958,0.0002155842,0.1321205,0.0004874773,0.007358776,0.8329158,0.00204823],"study_design_candidate":"not_applicable","study_design_consensus":"not_applicable","genre_codex":"empirical","genre_gemma":"empirical","genre_scores_codex":[0.756602,0.00109376,0.01326028,0.2088872,0.001303561,0.003515626,0.001388649,0.0003766344,0.0135722],"genre_scores_gemma":[0.9857077,0.00007877627,0.01184633,0.0005227462,0.0001851442,0.0002894035,0.00003151888,0.00009469689,0.001243668],"genre_candidate":"empirical","genre_consensus":"empirical","teacher_disagreement_score":0.2291056,"threshold_uncertainty_score":0.9997918,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.0975770943265658,"score_gpt":0.2479529991707075,"score_spread":0.1503759048441417,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}