{"id":"W3041809593","doi":"10.69554/agsw4731","title":"Consumer protection framework in the Kenyan financial services sector: Current state, deficiencies, lessons from the world and possible solutions","year":2020,"lang":"en","type":"article","venue":"Journal of financial compliance.","topic":"European and International Contract Law","field":"Social Sciences","cited_by":0,"is_retracted":false,"has_abstract":true,"ca_institutions":"","funders":"","keywords":"Kenya; Current (fluid); State (computer science); Business; Financial services; Consumer protection; Finance; Economics; Development economics; Commerce; Political science; Computer science; Engineering","routes":{"ca_aff":false,"ca_fund":false,"ca_venue":false,"about_ca":true,"invisible_to_affiliation_only":true},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"codex-gemma-dda1882f352a","candidate_categories":[],"consensus_categories":[],"category_scores_codex":[0.0008507155,0.0001103954,0.0001807277,0.00004928255,0.0007634644,0.0002352805,0.0005752463,0.00003945112,0.0000478802],"category_scores_gemma":[0.0006521061,0.00007215935,0.00008524262,0.0005357252,0.0002550782,0.000325212,0.00005363546,0.0007904206,0.00001746378],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.00007490713,"about_ca_system_score_gemma":0.0004134578,"about_ca_topic_candidate":false,"about_ca_topic_consensus":false,"about_ca_topic_score_codex":0.0005123009,"about_ca_topic_score_gemma":0.009253595,"domain_scores_codex":[0.9983948,0.0003373383,0.0003860632,0.0001461014,0.000478914,0.0002567772],"domain_scores_gemma":[0.9989206,0.0003461536,0.0003482858,0.00009270992,0.000208153,0.00008416474],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"theoretical_or_conceptual","study_design_gemma":"not_applicable","study_design_scores_codex":[0.0009157261,0.0007078789,0.04972944,0.0001312524,0.00005828404,0.0001022915,0.08370969,0.0004677705,0.000775549,0.7184005,0.02260811,0.1223935],"study_design_scores_gemma":[0.0003096533,0.00009133898,0.3737905,0.0003986807,0.00001728642,0.000003196972,0.0004780587,0.000152225,0.00001467582,0.01499329,0.6096228,0.0001283098],"study_design_candidate":"theoretical_or_conceptual","study_design_consensus":null,"genre_codex":"empirical","genre_gemma":"empirical","genre_scores_codex":[0.9233658,0.01224386,0.004555433,0.05059954,0.002148397,0.0007328613,0.0001467316,0.00003239807,0.006174954],"genre_scores_gemma":[0.9950549,0.0007379837,0.0002024502,0.002808089,0.001131813,0.000005896944,0.000001350651,0.00000655078,0.00005094686],"genre_candidate":"empirical","genre_consensus":"empirical","teacher_disagreement_score":0.7034072,"threshold_uncertainty_score":0.5872028,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.1317737877976435,"score_gpt":0.3418710799561253,"score_spread":0.2100972921584818,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}