{"id":"W3115726310","doi":"","title":"Rising Household Debt: Increasing Demand or Increasing Supply?","year":2014,"lang":"en","type":"article","venue":"Liberty Street Economics","topic":"Housing Market and Economics","field":"Economics, Econometrics and Finance","cited_by":0,"is_retracted":false,"has_abstract":true,"ca_institutions":"","funders":"","keywords":"Household debt; Debt; Consumer debt; Loan; Recession; Quarter (Canadian coin); Business; Monetary economics; Economics; Finance; Financial system; Macroeconomics","routes":{"ca_aff":false,"ca_fund":false,"ca_venue":false,"about_ca":true,"invisible_to_affiliation_only":true},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"metacan-v3-hybrid-931329e0061c","candidate_categories":[],"consensus_categories":[],"category_scores_codex":[0.0007355924,0.0001191703,0.0001995125,0.0006470726,0.0002898656,0.001550016,0.0002811798,0.0006571975,0.009508365],"category_scores_gemma":[0.004578419,0.0002105522,0.0001680508,0.001990954,0.0006914327,0.002185834,0.0006083241,0.0007804185,0.0007330928],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.0008183811,"about_ca_system_score_gemma":0.0002835631,"about_ca_topic_candidate":false,"about_ca_topic_consensus":false,"about_ca_topic_score_codex":0.006693168,"about_ca_topic_score_gemma":0.009924215,"domain_scores_codex":[0.9996026,0.000139689,0.00004145203,0.00007433956,0.00006119924,0.00008062368],"domain_scores_gemma":[0.9966395,0.0008896717,0.001699127,0.0001126877,0.0003192986,0.0003396507],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"observational","study_design_gemma":"observational","study_design_scores_codex":[0.000145839,0.00008010231,0.9698671,0.000132536,0.00003765479,0.0002901657,0.002283365,0.0002894336,0.0004770864,0.002494932,0.00354633,0.02035551],"study_design_scores_gemma":[0.000009159439,0.00006517977,0.9828619,0.00007519185,0.00001392987,0.0002749352,0.009215858,0.00073903,0.0002370985,0.002145019,0.004349499,0.0000132848],"study_design_candidate":"observational","study_design_consensus":"observational","genre_codex":"empirical","genre_gemma":"empirical","genre_scores_codex":[0.9740709,0.001404007,0.0004614264,0.009006868,0.00004041623,0.00001518122,0.001708782,0.00001032086,0.01328209],"genre_scores_gemma":[0.997551,0.0006053562,0.0001056914,0.0004406995,0.00007562444,0.000009181717,0.0003244034,0.000004841471,0.0008832102],"genre_candidate":"empirical","genre_consensus":"empirical","teacher_disagreement_score":0.009508365,"threshold_uncertainty_score":0.03180867,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.02729127016359645,"score_gpt":0.1996263355787406,"score_spread":0.1723350654151442,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}