{"id":"W3115726310","doi":"","title":"Rising Household Debt: Increasing Demand or Increasing Supply?","year":2014,"lang":"en","type":"article","venue":"Liberty Street Economics","topic":"Housing Market and Economics","field":"Economics, Econometrics and Finance","cited_by":0,"is_retracted":false,"has_abstract":true,"ca_institutions":"","funders":"","keywords":"Household debt; Debt; Consumer debt; Loan; Recession; Quarter (Canadian coin); Business; Monetary economics; Economics; Finance; Financial system; Macroeconomics","routes":{"ca_aff":false,"ca_fund":false,"ca_venue":false,"about_ca":true,"invisible_to_affiliation_only":true},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"codex-gemma-dda1882f352a","candidate_categories":["metaepi_narrow"],"consensus_categories":[],"category_scores_codex":[0.00255492,0.0005354135,0.001104395,0.0004342327,0.0004443044,0.0005714977,0.0006277087,0.0003704523,0.0003805317],"category_scores_gemma":[0.0005946099,0.0006167542,0.0002855193,0.0002152501,0.0001516952,0.0009994064,0.0002618354,0.000369337,0.0004263199],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.0003950952,"about_ca_system_score_gemma":0.00007525732,"about_ca_topic_candidate":false,"about_ca_topic_consensus":false,"about_ca_topic_score_codex":0.002252322,"about_ca_topic_score_gemma":0.001276271,"domain_scores_codex":[0.9963042,0.0001217515,0.001518839,0.001056082,0.00003306772,0.0009661028],"domain_scores_gemma":[0.9970728,0.0007311325,0.0008285741,0.0009676522,0.00002390765,0.0003759818],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"observational","study_design_gemma":"not_applicable","study_design_scores_codex":[0.0007640833,0.0002468725,0.857376,0.0001284325,0.0002695054,0.00001286628,0.0006541018,0.004258838,0.00003248398,0.1032739,0.001792312,0.03119059],"study_design_scores_gemma":[0.007984184,0.000553207,0.2053224,0.0003409927,0.0001610255,0.0003329163,0.0005366861,0.2703702,0.0008299304,0.1356613,0.3723824,0.005524716],"study_design_candidate":"observational","study_design_consensus":null,"genre_codex":"empirical","genre_gemma":"empirical","genre_scores_codex":[0.8748276,0.0001766905,0.002915234,0.0003551187,0.0009451395,0.0002487809,0.0001397317,0.0002236302,0.1201681],"genre_scores_gemma":[0.9880446,0.0009330674,0.008454964,0.001020055,0.0007790684,0.00001841685,0.00007255522,0.0001841135,0.0004931995],"genre_candidate":"empirical","genre_consensus":"empirical","teacher_disagreement_score":0.6520537,"threshold_uncertainty_score":0.9996284,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.02729127016359645,"score_gpt":0.1996263355787406,"score_spread":0.1723350654151442,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}