{"id":"W3117085200","doi":"10.2139/ssrn.3331135","title":"Central Bank Digital Currency and Banking","year":2019,"lang":"en","type":"article","venue":"SSRN Electronic Journal","topic":"Economic Theory and Policy","field":"Economics, Econometrics and Finance","cited_by":11,"is_retracted":false,"has_abstract":false,"ca_institutions":"Bank of Canada","funders":"","keywords":"Digital currency; Financial system; Currency; Central bank; Business; Monetary reform; Electronic money; Commerce; Economics; Monetary economics; Monetary policy; Payment; Finance","routes":{"ca_aff":true,"ca_fund":false,"ca_venue":false,"about_ca":false,"invisible_to_affiliation_only":false},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"codex-gemma-dda1882f352a","candidate_categories":[],"consensus_categories":[],"category_scores_codex":[0.0007613247,0.0001275933,0.0002407618,0.0001340459,0.000101672,0.0001716953,0.0001882416,0.00006405206,0.0005677514],"category_scores_gemma":[0.00003315543,0.0001420378,0.00009794948,0.00006957551,0.00003115533,0.0005758437,0.00003863011,0.0008294277,0.0007336376],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.0003310068,"about_ca_system_score_gemma":0.0001793728,"about_ca_topic_candidate":false,"about_ca_topic_consensus":false,"about_ca_topic_score_codex":0.00002671255,"about_ca_topic_score_gemma":0.00002980639,"domain_scores_codex":[0.9978243,0.00001039772,0.000371372,0.0002248863,0.00001236412,0.00155665],"domain_scores_gemma":[0.999501,0.0000349263,0.0002238319,0.0001436973,0.000008123327,0.00008837254],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"theoretical_or_conceptual","study_design_gemma":"theoretical_or_conceptual","study_design_scores_codex":[0.00001158101,0.00001553015,0.1034511,0.000004286232,0.00004822031,4.508712e-7,0.0001665111,0.000009878118,0.000002312576,0.8885925,0.00003095827,0.007666757],"study_design_scores_gemma":[0.0005380591,0.0001089316,0.004219982,0.000008611991,0.000003056668,0.0001869058,0.0001889632,0.00013044,0.000004173495,0.9707009,0.02371861,0.0001913192],"study_design_candidate":"theoretical_or_conceptual","study_design_consensus":"theoretical_or_conceptual","genre_codex":"empirical","genre_gemma":"empirical","genre_scores_codex":[0.9443476,0.006797551,0.0009608224,0.0003613874,0.0005327498,0.00007723446,0.000028704,0.00001729146,0.04687672],"genre_scores_gemma":[0.9929523,0.002487252,0.0000124843,0.000103498,0.0003436236,0.000001043219,0.000004240555,0.0000187808,0.004076809],"genre_candidate":"empirical","genre_consensus":"empirical","teacher_disagreement_score":0.09923108,"threshold_uncertainty_score":0.9429672,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.008217857145987452,"score_gpt":0.1958801776763574,"score_spread":0.18766232053037,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}