{"id":"W3121708472","doi":"","title":"Low Real Interest Rates, Collateral Misrepresentation, and Monetary Policy","year":2016,"lang":"en","type":"preprint","venue":"RePEc: Research Papers in Economics","topic":"Financial Literacy, Pension, Retirement Analysis","field":"Business, Management and Accounting","cited_by":1,"is_retracted":false,"has_abstract":true,"ca_institutions":"Western University","funders":"","keywords":"Collateral; Misrepresentation; Interest rate; Asset (computer security); Incentive; Monetary policy; Monetary economics; Downgrade; Economics; Business; Finance; Microeconomics","routes":{"ca_aff":true,"ca_fund":false,"ca_venue":false,"about_ca":false,"invisible_to_affiliation_only":false},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"metacan-v3-hybrid-931329e0061c","candidate_categories":[],"consensus_categories":[],"category_scores_codex":[0.001232311,0.0008112507,0.001520144,0.0006975792,0.0009183738,0.003964147,0.001647483,0.003883788,0.01200293],"category_scores_gemma":[0.005381752,0.0006324928,0.001024997,0.00081366,0.002290545,0.003561993,0.00193895,0.002606234,0.00115916],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.002233085,"about_ca_system_score_gemma":0.001497402,"about_ca_topic_candidate":false,"about_ca_topic_consensus":false,"about_ca_topic_score_codex":0.005871951,"about_ca_topic_score_gemma":0.00503875,"domain_scores_codex":[0.9993392,0.000303881,0.00002472606,0.000118908,0.00006414264,0.0001491725],"domain_scores_gemma":[0.9973829,0.001082701,0.0007998432,0.0002191679,0.0001404172,0.0003749211],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"theoretical_or_conceptual","study_design_gemma":"theoretical_or_conceptual","study_design_scores_codex":[0.0002635565,0.0001823495,0.002313541,0.0001032915,0.00004828902,0.0005710579,0.0001957769,0.2881691,0.0006654997,0.6949298,0.006464073,0.006093568],"study_design_scores_gemma":[0.0002489018,0.0001141837,0.001001153,0.00005033137,0.00006243766,0.0001565059,0.0001951892,0.6226262,0.0002483607,0.370695,0.004538219,0.00006354096],"study_design_candidate":"theoretical_or_conceptual","study_design_consensus":"theoretical_or_conceptual","genre_codex":"empirical","genre_gemma":"empirical","genre_scores_codex":[0.5265658,0.001986146,0.295471,0.03059658,0.0005752359,0.000218719,0.002998167,0.0005803428,0.1410081],"genre_scores_gemma":[0.9620036,0.0008459771,0.00764784,0.0003762321,0.0001374822,0.0001287466,0.0002839838,0.00004188102,0.02853433],"genre_candidate":"empirical","genre_consensus":"empirical","teacher_disagreement_score":0.01200293,"threshold_uncertainty_score":0.04015374,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.03024124595808102,"score_gpt":0.3101339322695126,"score_spread":0.2798926863114316,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}