{"id":"W3122057749","doi":"10.1162/rest_a_00313","title":"Consumption Smoothing after the Final Mortgage Payment: Testing the Magnitude Hypothesis","year":2012,"lang":"en","type":"article","venue":"The Review of Economics and Statistics","topic":"Housing Market and Economics","field":"Economics, Econometrics and Finance","cited_by":64,"is_retracted":false,"has_abstract":true,"ca_institutions":"University of Alberta","funders":"","keywords":"Econometrics; Consumption smoothing; Magnitude (astronomy); Payment; Causality (physics); Consumption (sociology); Economics; Uncorrelated; Smoothing; Statistics; Macroeconomics; Finance; Business cycle; Mathematics","routes":{"ca_aff":true,"ca_fund":false,"ca_venue":false,"about_ca":false,"invisible_to_affiliation_only":false},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"metacan-v3-hybrid-931329e0061c","candidate_categories":[],"consensus_categories":[],"category_scores_codex":[0.02363457,0.00041804,0.001042569,0.0006553646,0.0003770104,0.00140923,0.001111193,0.001575371,0.008426568],"category_scores_gemma":[0.1138085,0.0003267761,0.001791841,0.0008227531,0.002231685,0.001803166,0.001151873,0.00195192,0.0007620585],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.0005366752,"about_ca_system_score_gemma":0.0004734166,"about_ca_topic_candidate":false,"about_ca_topic_consensus":false,"about_ca_topic_score_codex":0.001579691,"about_ca_topic_score_gemma":0.0004433423,"domain_scores_codex":[0.9889417,0.006251862,0.0007193179,0.002320489,0.001268816,0.0004977623],"domain_scores_gemma":[0.5891082,0.353601,0.03695219,0.01561755,0.003347762,0.001373238],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"observational","study_design_gemma":"observational","study_design_scores_codex":[0.01479483,0.004439794,0.8439412,0.0008242272,0.003762191,0.0004186619,0.001791847,0.01118121,0.007076742,0.04395326,0.00157503,0.06624113],"study_design_scores_gemma":[0.000845001,0.007217713,0.8705486,0.0001031462,0.002231758,0.0001645272,0.001292453,0.0534357,0.007066078,0.05337645,0.003597035,0.000121547],"study_design_candidate":"observational","study_design_consensus":"observational","genre_codex":"empirical","genre_gemma":"empirical","genre_scores_codex":[0.9820633,0.0004900328,0.01326556,0.0007151815,0.0001057033,0.0001615671,0.0003960161,0.00003859828,0.002764018],"genre_scores_gemma":[0.996689,0.000155542,0.00203596,0.0001408968,0.00008974798,0.0001124882,0.0001860081,0.000009529095,0.0005809361],"genre_candidate":"empirical","genre_consensus":"empirical","teacher_disagreement_score":0.02363457,"threshold_uncertainty_score":0.124993,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.1106187291175949,"score_gpt":0.2495054974787809,"score_spread":0.138886768361186,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}