{"id":"W3122104538","doi":"10.1080/10920277.2013.821938","title":"Research and Reality: A Literature Review on Drawing Down Retirement Financial Savings","year":2013,"lang":"en","type":"review","venue":"North American Actuarial Journal","topic":"Financial Literacy, Pension, Retirement Analysis","field":"Business, Management and Accounting","cited_by":46,"is_retracted":false,"has_abstract":true,"ca_institutions":"University of Waterloo; Western University; Employment and Social Development Canada; Dalhousie University","funders":"","keywords":"Debt; Life expectancy; Actuarial science; Economics; Public economics; Government (linguistics); Appeal; Annuity; Life annuity; Social security; Finance; Business; Pension; Sociology; Political science","routes":{"ca_aff":true,"ca_fund":false,"ca_venue":false,"about_ca":false,"invisible_to_affiliation_only":false},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"metacan-v3-hybrid-931329e0061c","candidate_categories":[],"consensus_categories":[],"category_scores_codex":[0.003805675,0.0009137369,0.002021203,0.006512422,0.0005591175,0.002220479,0.001406109,0.002098841,0.004236976],"category_scores_gemma":[0.01214686,0.0006598514,0.001232281,0.009640206,0.001400207,0.003638435,0.001117103,0.001938581,0.0009093293],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.001703729,"about_ca_system_score_gemma":0.005938302,"about_ca_topic_candidate":false,"about_ca_topic_consensus":false,"about_ca_topic_score_codex":0.005444442,"about_ca_topic_score_gemma":0.00976333,"domain_scores_codex":[0.9983851,0.0005171332,0.0003304297,0.0002225374,0.000469698,0.0000752788],"domain_scores_gemma":[0.9901693,0.007740542,0.0008256523,0.0001351257,0.0009713389,0.0001580092],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"design_other","study_design_gemma":"systematic_review","study_design_scores_codex":[0.00006727964,0.00004677694,0.0004641281,0.1337342,0.0002686664,0.0001621848,0.0006685325,0.0003033776,0.0002655042,0.006474837,0.02706781,0.8304767],"study_design_scores_gemma":[0.00002678765,0.00009933626,0.003065221,0.2051438,0.0008213394,0.0009925832,0.001381111,0.0001017636,0.0002710904,0.005203433,0.7828399,0.00005363764],"study_design_candidate":"systematic_review","study_design_consensus":null,"genre_codex":"review","genre_gemma":"review","genre_scores_codex":[0.00008046837,0.999029,0.00005484495,0.000377923,0.00006486301,0.000003514677,0.00001254143,0.00000216107,0.0003746771],"genre_scores_gemma":[0.0006689407,0.9988489,0.000122111,0.0002311288,0.00005098167,0.000005209129,0.00001567988,9.988153e-7,0.00005603151],"genre_candidate":"review","genre_consensus":"review","teacher_disagreement_score":0.006512422,"threshold_uncertainty_score":0.02012664,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.06581008315538188,"score_gpt":0.3493957538650004,"score_spread":0.2835856707096185,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}