{"id":"W3122367760","doi":"10.2139/ssrn.2436365","title":"Consumer Cash Usage: A Cross-Country Comparison with Payment Diary Survey Data","year":2014,"lang":"en","type":"article","venue":"SSRN Electronic Journal","topic":"Digital Platforms and Economics","field":"Business, Management and Accounting","cited_by":87,"is_retracted":false,"has_abstract":false,"ca_institutions":"Government of Canada; Bank of Canada","funders":"De Nederlandsche Bank; Deutsche Bundesbank","keywords":"Cash; Cross country; Payment; Business; Survey data collection; Actuarial science; Finance; Economics; Demographic economics; Statistics","routes":{"ca_aff":true,"ca_fund":false,"ca_venue":false,"about_ca":false,"invisible_to_affiliation_only":false},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"codex-gemma-dda1882f352a","candidate_categories":["scholarly_communication"],"consensus_categories":[],"category_scores_codex":[0.004329354,0.0002217883,0.0002947219,0.0001067509,0.0003057566,0.002095487,0.000714017,0.00006288366,0.00006542438],"category_scores_gemma":[0.0001424392,0.0001688982,0.00004031199,0.0001776002,0.00008679311,0.005510859,0.0002742517,0.0008945175,0.0003025519],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.0002001812,"about_ca_system_score_gemma":0.0003569037,"about_ca_topic_candidate":true,"about_ca_topic_consensus":false,"about_ca_topic_score_codex":0.001511889,"about_ca_topic_score_gemma":0.02215154,"domain_scores_codex":[0.9974014,0.000007132688,0.0003940071,0.0003233293,0.0002293545,0.001644732],"domain_scores_gemma":[0.9989586,0.00008195034,0.0003672203,0.0004566674,0.000105606,0.00002989102],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"observational","study_design_gemma":"observational","study_design_scores_codex":[0.0002492583,0.0001718226,0.893518,0.00003433127,0.0002666182,0.000004959011,0.00001271071,0.0003376511,0.00000541176,0.07051649,0.003128978,0.03175372],"study_design_scores_gemma":[0.008192875,0.0003916613,0.385474,0.0001711952,0.0003892881,0.0005578796,0.002346284,0.05318286,0.00001518255,0.2307048,0.3159254,0.002648536],"study_design_candidate":"observational","study_design_consensus":"observational","genre_codex":"empirical","genre_gemma":"empirical","genre_scores_codex":[0.9865062,0.0003884427,0.003091482,0.00007552115,0.0003124987,0.0001204029,0.00001438887,0.00004481533,0.009446202],"genre_scores_gemma":[0.9976751,0.0001334058,0.00002289222,0.0006382317,0.0007447097,0.000002223343,0.000307861,0.00003809258,0.0004375354],"genre_candidate":"empirical","genre_consensus":"empirical","teacher_disagreement_score":0.508044,"threshold_uncertainty_score":0.9989404,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.02587001051266149,"score_gpt":0.2534502283867615,"score_spread":0.2275802178741,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}