{"id":"W3122440388","doi":"10.1111/joie.12046","title":"Price Dispersion in Mortgage Markets","year":2014,"lang":"en","type":"article","venue":"Journal of Industrial Economics","topic":"Housing Market and Economics","field":"Economics, Econometrics and Finance","cited_by":77,"is_retracted":false,"has_abstract":true,"ca_institutions":"Center for Interuniversity Research and Analysis on Organizations; HEC Montréal; Bank of Canada","funders":"","keywords":"Price dispersion; Leverage (statistics); Dispersion (optics); Economics; Monetary economics; Discounting; Search cost; Business; Financial economics; Microeconomics; Econometrics; Finance","routes":{"ca_aff":true,"ca_fund":false,"ca_venue":false,"about_ca":false,"invisible_to_affiliation_only":false},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"metacan-v3-hybrid-931329e0061c","candidate_categories":[],"consensus_categories":[],"category_scores_codex":[0.002008241,0.0001491852,0.000489905,0.001975052,0.0003634287,0.00195109,0.0004564941,0.0008104804,0.002704004],"category_scores_gemma":[0.02532789,0.0002684885,0.0002317317,0.002596697,0.000685972,0.002519506,0.0008895188,0.001117793,0.0004347472],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.0007316714,"about_ca_system_score_gemma":0.0001932813,"about_ca_topic_candidate":false,"about_ca_topic_consensus":false,"about_ca_topic_score_codex":0.003706378,"about_ca_topic_score_gemma":0.002698565,"domain_scores_codex":[0.9982818,0.0003573191,0.0001861075,0.0003382556,0.0007029703,0.0001334797],"domain_scores_gemma":[0.9716344,0.01054279,0.01329082,0.002295938,0.001546889,0.0006891122],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"observational","study_design_gemma":"observational","study_design_scores_codex":[0.0004923893,0.0002188161,0.9019144,0.0001262555,0.0002418232,0.0007380466,0.003070434,0.01854059,0.004560912,0.02531176,0.003421595,0.04136302],"study_design_scores_gemma":[0.00002461686,0.0001029162,0.9427154,0.00003695692,0.00002684228,0.0005359282,0.0007734423,0.03600661,0.001126082,0.01519012,0.003394458,0.0000666241],"study_design_candidate":"observational","study_design_consensus":"observational","genre_codex":"empirical","genre_gemma":"empirical","genre_scores_codex":[0.9949228,0.0004143262,0.001405429,0.0002035383,0.000008984704,0.0000113682,0.0005122268,0.00003229357,0.002488952],"genre_scores_gemma":[0.9991161,0.00007737352,0.0002561029,0.000008801208,0.00001697265,0.000004037784,0.0002945647,0.000004081322,0.0002218596],"genre_candidate":"empirical","genre_consensus":"empirical","teacher_disagreement_score":0.003706378,"threshold_uncertainty_score":0.01062071,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.03989965944318654,"score_gpt":0.2066141611653593,"score_spread":0.1667145017221727,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}