{"id":"W3123142671","doi":"10.1002/iir.174","title":"Twenty‐five years of consumer bankruptcy in continental Europe: internalizing negative externalities and humanizing justice in Denmark","year":2009,"lang":"en","type":"article","venue":"International Insolvency Review","topic":"Insurance and Financial Risk Management","field":"Economics, Econometrics and Finance","cited_by":11,"is_retracted":false,"has_abstract":true,"ca_institutions":"","funders":"","keywords":"Bankruptcy; Externality; Creditor; Economics; Discretion; Debt; Law; Law and economics; Political science; Sociology; Business; Finance","routes":{"ca_aff":false,"ca_fund":false,"ca_venue":true,"about_ca":false,"invisible_to_affiliation_only":true},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"codex-gemma-dda1882f352a","candidate_categories":[],"consensus_categories":[],"category_scores_codex":[0.0005470361,0.0001267542,0.0004364899,0.0002743451,0.00001842676,0.00003211444,0.0002645221,0.00003384662,0.0001339598],"category_scores_gemma":[0.000344437,0.000155538,0.00007077816,0.0002335124,0.00005276033,0.0002731031,0.00007380376,0.0001603451,0.00006658167],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.00008493575,"about_ca_system_score_gemma":0.00001049734,"about_ca_topic_candidate":false,"about_ca_topic_consensus":false,"about_ca_topic_score_codex":0.0005266975,"about_ca_topic_score_gemma":0.0000974068,"domain_scores_codex":[0.9985442,0.00002870755,0.000908848,0.0002771706,0.00007266414,0.0001683778],"domain_scores_gemma":[0.9993114,0.00006065992,0.0004176924,0.0001246123,0.00006090626,0.00002468771],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"theoretical_or_conceptual","study_design_gemma":"observational","study_design_scores_codex":[0.00008048448,0.0003145327,0.2310604,0.001121008,0.0000893538,0.0001604053,0.003391752,0.00002510456,0.00005359073,0.7000769,0.0009864345,0.06263997],"study_design_scores_gemma":[0.001594138,0.0001205604,0.8767566,0.00879823,0.00003158853,0.00001448552,0.0002967722,0.0003663376,0.00004132696,0.02534655,0.08616874,0.0004646746],"study_design_candidate":"observational","study_design_consensus":null,"genre_codex":"empirical","genre_gemma":"empirical","genre_scores_codex":[0.76292,0.1895822,0.000331393,0.0007769514,0.0008815285,0.0005538521,0.00008717855,0.00001294443,0.04485396],"genre_scores_gemma":[0.8595387,0.1388046,0.0002872822,0.00096736,0.00005165389,0.00001383799,0.000006285408,0.000009090725,0.0003212319],"genre_candidate":"empirical","genre_consensus":"empirical","teacher_disagreement_score":0.6747304,"threshold_uncertainty_score":0.6342654,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.03675103483580311,"score_gpt":0.2808550513528664,"score_spread":0.2441040165170633,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}