{"id":"W3123941499","doi":"","title":"Parental Support, Savings and Student Loan Repayment","year":2018,"lang":"en","type":"article","venue":"SSRN Electronic Journal","topic":"Financial Literacy, Pension, Retirement Analysis","field":"Business, Management and Accounting","cited_by":0,"is_retracted":false,"has_abstract":true,"ca_institutions":"Western University","funders":"","keywords":"Earnings; Moral hazard; Student loan; Loan; Revenue; Redistribution (election); Actuarial science; Economics; Business; Payment; Labour economics; Finance; Microeconomics; Incentive","routes":{"ca_aff":true,"ca_fund":false,"ca_venue":false,"about_ca":true,"invisible_to_affiliation_only":false},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"metacan-v3-hybrid-931329e0061c","candidate_categories":[],"consensus_categories":[],"category_scores_codex":[0.001133627,0.0001489688,0.0002244622,0.001089503,0.0008373205,0.001008113,0.0006358557,0.0003951875,0.003982758],"category_scores_gemma":[0.01163954,0.000121644,0.0002978696,0.001563808,0.0004548018,0.0003182473,0.0006437463,0.0007025476,0.0002903568],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.00459266,"about_ca_system_score_gemma":0.005817943,"about_ca_topic_candidate":true,"about_ca_topic_consensus":false,"about_ca_topic_score_codex":0.7922274,"about_ca_topic_score_gemma":0.8730936,"domain_scores_codex":[0.9991171,0.0001857577,0.00005069665,0.00009544702,0.0003003596,0.0002505387],"domain_scores_gemma":[0.990082,0.002077749,0.004812924,0.0003846924,0.001159864,0.001482862],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"observational","study_design_gemma":"observational","study_design_scores_codex":[0.00003544796,0.00004023973,0.9918579,0.000007317298,0.0000322685,0.00004330453,0.0002475421,0.000404969,0.00002228807,0.0003913737,0.0005529253,0.006364374],"study_design_scores_gemma":[0.000003441641,0.0000192909,0.9972392,0.0000148771,0.00002120545,0.00004157495,0.0005558931,0.001068968,0.00005148084,0.0001291102,0.0008504203,0.000004464207],"study_design_candidate":"observational","study_design_consensus":"observational","genre_codex":"empirical","genre_gemma":"empirical","genre_scores_codex":[0.9957747,0.0002886105,0.0001848929,0.0004733306,0.000002950765,0.00001230707,0.001253713,0.000009616588,0.001999962],"genre_scores_gemma":[0.9984225,0.0001246426,0.0001132924,0.00002220087,0.00000267877,0.000004870302,0.0005377823,0.000001544684,0.0007704427],"genre_candidate":"empirical","genre_consensus":"empirical","teacher_disagreement_score":0.7922274,"threshold_uncertainty_score":0.4179923,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.0066025499012379,"score_gpt":0.235719756496079,"score_spread":0.2291172065948411,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}