{"id":"W3124399363","doi":"","title":"Bank Runs: Deposit Insurance and Capital Requirements","year":2002,"lang":"en","type":"article","venue":"RePEc: Research Papers in Economics","topic":"Banking stability, regulation, efficiency","field":"Economics, Econometrics and Finance","cited_by":4,"is_retracted":false,"has_abstract":true,"ca_institutions":"University of British Columbia","funders":"","keywords":"Deposit insurance; Bank run; Moral hazard; Capital requirement; Business; Incentive; Intermediation; Capital (architecture); Fixed deposit; Actuarial science; Financial intermediary; Finance; Monetary economics; Economics; Microeconomics; Market liquidity","routes":{"ca_aff":true,"ca_fund":false,"ca_venue":false,"about_ca":false,"invisible_to_affiliation_only":false},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"metacan-v3-hybrid-931329e0061c","candidate_categories":[],"consensus_categories":[],"category_scores_codex":[0.001938747,0.0004767524,0.0009153669,0.0008263659,0.001171324,0.004815119,0.001430827,0.003394798,0.0105218],"category_scores_gemma":[0.01029705,0.0005227473,0.0005742555,0.0007125883,0.002169221,0.004052867,0.001576089,0.002833947,0.0008053546],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.003122402,"about_ca_system_score_gemma":0.00182871,"about_ca_topic_candidate":false,"about_ca_topic_consensus":false,"about_ca_topic_score_codex":0.005216858,"about_ca_topic_score_gemma":0.002903617,"domain_scores_codex":[0.9987928,0.0003391417,0.00006208656,0.0001909603,0.0002525662,0.0003625877],"domain_scores_gemma":[0.9938566,0.0029355,0.00159835,0.0004009342,0.0004736292,0.0007348964],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"theoretical_or_conceptual","study_design_gemma":"theoretical_or_conceptual","study_design_scores_codex":[0.0002948101,0.0001436658,0.005514362,0.00008945095,0.00005460882,0.0005843717,0.0002799922,0.1391935,0.001725108,0.8329759,0.006607567,0.01253672],"study_design_scores_gemma":[0.0001737322,0.00009327034,0.00378624,0.00008163971,0.0000559244,0.0004727146,0.0002192293,0.2120542,0.0007572603,0.7757186,0.0065316,0.00005552101],"study_design_candidate":"theoretical_or_conceptual","study_design_consensus":"theoretical_or_conceptual","genre_codex":"empirical","genre_gemma":"empirical","genre_scores_codex":[0.6855587,0.003539667,0.1375877,0.01322747,0.0001836432,0.000126505,0.00123357,0.0005025144,0.1580402],"genre_scores_gemma":[0.9876196,0.0003326585,0.001541274,0.0001263202,0.00003701362,0.00003242066,0.00008524804,0.00001798094,0.01020746],"genre_candidate":"empirical","genre_consensus":"empirical","teacher_disagreement_score":0.0105218,"threshold_uncertainty_score":0.03519893,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.0403320392786913,"score_gpt":0.2694466972644639,"score_spread":0.2291146579857725,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}