{"id":"W3124732992","doi":"","title":"Money in Motion: Modernizing Canada’s Payment System","year":2015,"lang":"en","type":"article","venue":"C.D. Howe Institute Commentary","topic":"Canadian Policy and Governance","field":"Social Sciences","cited_by":5,"is_retracted":false,"has_abstract":true,"ca_institutions":"","funders":"","keywords":"Cheque; Payment; Clearing; Settlement (finance); Payment system; Business; Cash; Database transaction; Commerce; Debit card; Finance; Credit card; Computer security; Computer science","routes":{"ca_aff":false,"ca_fund":false,"ca_venue":false,"about_ca":true,"invisible_to_affiliation_only":true},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"codex-gemma-dda1882f352a","candidate_categories":[],"consensus_categories":[],"category_scores_codex":[0.0003758142,0.0001099865,0.000151901,0.00005644626,0.0003079966,0.00004866848,0.0002911246,0.00005241515,0.00001409383],"category_scores_gemma":[0.00005162135,0.0001243209,0.0000272023,0.0001932443,0.0001114087,0.0003649597,0.00005634216,0.0001419557,0.00001149779],"about_ca_system_candidate":true,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.004836111,"about_ca_system_score_gemma":0.001738112,"about_ca_topic_candidate":true,"about_ca_topic_consensus":true,"about_ca_topic_score_codex":0.9970103,"about_ca_topic_score_gemma":0.9991767,"domain_scores_codex":[0.9986835,0.00009689185,0.00020868,0.0001887159,0.0004225896,0.0003996618],"domain_scores_gemma":[0.9992845,0.00002291146,0.00007129414,0.0001995078,0.00003695744,0.0003848467],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"not_applicable","study_design_gemma":"not_applicable","study_design_scores_codex":[0.00001815724,0.00004469127,0.0111046,0.00002626372,0.00001771465,0.0002970687,0.009223055,0.001121088,0.000002720113,0.03215928,0.9417777,0.004207656],"study_design_scores_gemma":[0.0004821576,0.000009289462,0.002515041,0.00008595463,0.000005665963,0.000004028704,0.004027332,0.0002677646,0.00002296,0.0001699681,0.9922421,0.0001677296],"study_design_candidate":"not_applicable","study_design_consensus":"not_applicable","genre_codex":"commentary","genre_gemma":"empirical","genre_scores_codex":[0.4129896,0.001582225,0.0004944743,0.4803695,0.006255633,0.001002915,0.0004736388,0.0001579806,0.09667401],"genre_scores_gemma":[0.9825782,0.00003427954,0.00009257378,0.01619152,0.0004456325,0.00001996242,0.00001936536,0.000007864374,0.0006106562],"genre_candidate":"empirical","genre_consensus":null,"teacher_disagreement_score":0.5695885,"threshold_uncertainty_score":0.9989842,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.05178977730666422,"score_gpt":0.2765703788956243,"score_spread":0.2247806015889601,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}