{"id":"W3124732992","doi":"","title":"Money in Motion: Modernizing Canada’s Payment System","year":2015,"lang":"en","type":"article","venue":"C.D. Howe Institute Commentary","topic":"Canadian Policy and Governance","field":"Social Sciences","cited_by":5,"is_retracted":false,"has_abstract":true,"ca_institutions":"","funders":"","keywords":"Cheque; Payment; Clearing; Settlement (finance); Payment system; Business; Cash; Database transaction; Commerce; Debit card; Finance; Credit card; Computer security; Computer science","routes":{"ca_aff":false,"ca_fund":false,"ca_venue":false,"about_ca":true,"invisible_to_affiliation_only":true},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"metacan-v3-hybrid-931329e0061c","candidate_categories":[],"consensus_categories":[],"category_scores_codex":[0.004466785,0.0009224355,0.000332022,0.002805743,0.01781475,0.01321221,0.00317103,0.004575058,0.03160973],"category_scores_gemma":[0.01333164,0.0005629725,0.0007779277,0.003522294,0.004512984,0.005637699,0.004688206,0.00586664,0.004960404],"about_ca_system_candidate":true,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.1463689,"about_ca_system_score_gemma":0.3849429,"about_ca_topic_candidate":true,"about_ca_topic_consensus":true,"about_ca_topic_score_codex":0.990862,"about_ca_topic_score_gemma":0.992751,"domain_scores_codex":[0.9909616,0.0006206129,0.0002182288,0.000542418,0.005255871,0.002401297],"domain_scores_gemma":[0.9808587,0.0006306889,0.0002493984,0.0005379068,0.01156743,0.006155871],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"not_applicable","study_design_gemma":"not_applicable","study_design_scores_codex":[0.00005497948,0.00004984088,0.00406087,0.0001738749,0.00002400207,0.000468997,0.001353282,0.0006264192,0.001031585,0.07674105,0.823194,0.09222107],"study_design_scores_gemma":[0.00002170091,0.0000232378,0.005270116,0.000151081,0.00001975905,0.0001147633,0.001080505,0.0007125799,0.000346692,0.003887656,0.988292,0.00007982058],"study_design_candidate":"not_applicable","study_design_consensus":"not_applicable","genre_codex":"commentary","genre_gemma":"commentary","genre_scores_codex":[0.02563362,0.01213817,0.008441017,0.5656457,0.01098416,0.0004461773,0.004166474,0.002845553,0.3696991],"genre_scores_gemma":[0.2505087,0.01997791,0.05232781,0.1256277,0.002435613,0.0002910898,0.006337108,0.001210726,0.5412833],"genre_candidate":"commentary","genre_consensus":"commentary","teacher_disagreement_score":0.1463689,"threshold_uncertainty_score":0.9900911,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.05178977730666422,"score_gpt":0.2765703788956243,"score_spread":0.2247806015889601,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}