{"id":"W3124892041","doi":"10.17016/feds.2019.066","title":"Policy Uncertainty and Bank Mortgage Credit","year":2019,"lang":"en","type":"article","venue":"Finance and Economics Discussion Series","topic":"Housing Market and Economics","field":"Economics, Econometrics and Finance","cited_by":10,"is_retracted":false,"has_abstract":true,"ca_institutions":"","funders":"","keywords":"Loan; Quarter (Canadian coin); Business; Monetary economics; State (computer science); Financial system; Economics; Finance","routes":{"ca_aff":false,"ca_fund":false,"ca_venue":false,"about_ca":true,"invisible_to_affiliation_only":true},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"codex-gemma-dda1882f352a","candidate_categories":[],"consensus_categories":[],"category_scores_codex":[0.0003616757,0.0002609788,0.0005830429,0.00021012,0.0002048386,0.0002198088,0.0001679636,0.0001617429,0.0002735774],"category_scores_gemma":[0.00003770067,0.0002299699,0.00008319079,0.0001033764,0.0001526345,0.0009373884,0.00020397,0.0001561341,0.0004254545],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.0000850728,"about_ca_system_score_gemma":0.00004639483,"about_ca_topic_candidate":false,"about_ca_topic_consensus":false,"about_ca_topic_score_codex":0.0001674692,"about_ca_topic_score_gemma":0.00008820751,"domain_scores_codex":[0.9983369,0.00001015177,0.0005825025,0.000643921,0.00001404636,0.0004124416],"domain_scores_gemma":[0.9991354,0.00003101007,0.0003008999,0.0004086756,0.00001186741,0.0001121905],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"theoretical_or_conceptual","study_design_gemma":"not_applicable","study_design_scores_codex":[0.0001766112,0.00005783006,0.2061784,0.0001247869,0.00005444017,0.000003217375,0.001439912,0.0007384407,0.00002304061,0.7655414,0.001344226,0.02431769],"study_design_scores_gemma":[0.001475735,0.0002356719,0.09769528,0.0000646225,0.000009201132,0.00004159688,0.0007992332,0.007440092,0.00006382386,0.2313433,0.6597449,0.001086552],"study_design_candidate":"theoretical_or_conceptual","study_design_consensus":null,"genre_codex":"empirical","genre_gemma":"empirical","genre_scores_codex":[0.9320582,0.0003794354,0.00003205234,0.003711389,0.000578301,0.0002027042,0.0001490778,0.00004405264,0.06284475],"genre_scores_gemma":[0.978782,0.01117133,0.0003947027,0.0004186884,0.0002459566,0.0000206654,0.00003187783,0.00004314285,0.008891623],"genre_candidate":"empirical","genre_consensus":"empirical","teacher_disagreement_score":0.6584007,"threshold_uncertainty_score":0.9377902,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.01343346531063628,"score_gpt":0.2060329201964492,"score_spread":0.192599454885813,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}