{"id":"W3125239852","doi":"10.1016/j.jfi.2015.02.002","title":"Bank loan contracting and corporate diversification: Does organizational structure matter to lenders?","year":2015,"lang":"en","type":"article","venue":"Journal of Financial Intermediation","topic":"Corporate Finance and Governance","field":"Business, Management and Accounting","cited_by":46,"is_retracted":false,"has_abstract":false,"ca_institutions":"Saint Mary's University; McMaster University; University of Toronto","funders":"","keywords":"Diversification (marketing strategy); Loan; Business; Collateral; Financial system; Finance; Monetary economics; Cash flow; Economics","routes":{"ca_aff":true,"ca_fund":false,"ca_venue":false,"about_ca":false,"invisible_to_affiliation_only":false},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"metacan-v3-hybrid-931329e0061c","candidate_categories":[],"consensus_categories":[],"category_scores_codex":[0.003106584,0.0001708764,0.000495957,0.0007462344,0.001120028,0.003887491,0.0009924888,0.002597977,0.01503681],"category_scores_gemma":[0.02120594,0.0003141228,0.0004219309,0.001086994,0.002639444,0.003124187,0.001422451,0.001648585,0.0008729812],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.0007246634,"about_ca_system_score_gemma":0.001454197,"about_ca_topic_candidate":false,"about_ca_topic_consensus":false,"about_ca_topic_score_codex":0.00642824,"about_ca_topic_score_gemma":0.01366808,"domain_scores_codex":[0.9987464,0.0005439312,0.00006817973,0.0001575507,0.0001337051,0.0003501847],"domain_scores_gemma":[0.9471405,0.02444173,0.01621262,0.001883164,0.001866547,0.008455544],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"observational","study_design_gemma":"observational","study_design_scores_codex":[0.0009407251,0.0007522902,0.975899,0.00004176947,0.0001925538,0.0002770818,0.00215535,0.0004191225,0.000380317,0.004194941,0.0009642814,0.01378245],"study_design_scores_gemma":[0.0001186221,0.0001954185,0.982812,0.0000660426,0.0001563043,0.0001283487,0.007805732,0.0007391953,0.0001111596,0.00681671,0.001033567,0.00001700042],"study_design_candidate":"observational","study_design_consensus":"observational","genre_codex":"empirical","genre_gemma":"empirical","genre_scores_codex":[0.9932858,0.0005660356,0.0001153211,0.002924007,0.00001138933,0.000008783317,0.00005544719,0.00000264809,0.003030548],"genre_scores_gemma":[0.9989844,0.0001536306,0.00004070859,0.0001694405,0.00004235337,0.000002904714,0.00003640564,0.000002252669,0.000567782],"genre_candidate":"empirical","genre_consensus":"empirical","teacher_disagreement_score":0.01503681,"threshold_uncertainty_score":0.05030316,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.01935352361520799,"score_gpt":0.2096758005669715,"score_spread":0.1903222769517635,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}