{"id":"W3125239852","doi":"10.1016/j.jfi.2015.02.002","title":"Bank loan contracting and corporate diversification: Does organizational structure matter to lenders?","year":2015,"lang":"en","type":"article","venue":"Journal of Financial Intermediation","topic":"Corporate Finance and Governance","field":"Business, Management and Accounting","cited_by":46,"is_retracted":false,"has_abstract":false,"ca_institutions":"Saint Mary's University; McMaster University; University of Toronto","funders":"","keywords":"Diversification (marketing strategy); Loan; Business; Collateral; Financial system; Finance; Monetary economics; Cash flow; Economics","routes":{"ca_aff":true,"ca_fund":false,"ca_venue":false,"about_ca":false,"invisible_to_affiliation_only":false},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"codex-gemma-dda1882f352a","candidate_categories":[],"consensus_categories":[],"category_scores_codex":[0.0002168278,0.00009857477,0.0001534448,0.000149269,0.00007008263,0.0001470411,0.0001211664,0.00005598292,0.00009140997],"category_scores_gemma":[0.0004869464,0.00007824855,0.00002681892,0.0002693923,0.00002577474,0.001442129,0.00004265726,0.0001264813,0.00006106219],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.0000620851,"about_ca_system_score_gemma":0.00008807539,"about_ca_topic_candidate":false,"about_ca_topic_consensus":false,"about_ca_topic_score_codex":0.00002879024,"about_ca_topic_score_gemma":0.00007565666,"domain_scores_codex":[0.9991998,0.000007063065,0.0003172508,0.0001141656,0.0002528598,0.0001088358],"domain_scores_gemma":[0.9979817,0.00001979741,0.001142576,0.0000650888,0.0007647763,0.00002600523],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"observational","study_design_gemma":"observational","study_design_scores_codex":[0.0002370616,0.00003579377,0.9456655,0.00004115942,0.00001207351,0.00002578495,0.0004295096,0.00018356,0.001768092,0.002774676,0.04432398,0.004502854],"study_design_scores_gemma":[0.0007528249,0.00003141978,0.9782937,0.00006446412,0.00003141073,0.00001459295,0.0001625164,0.000152931,0.000297172,0.006246893,0.01381101,0.0001411347],"study_design_candidate":"observational","study_design_consensus":"observational","genre_codex":"empirical","genre_gemma":"empirical","genre_scores_codex":[0.9912823,0.00002783119,0.003466336,0.003524413,0.001379598,0.00008863278,0.00001210782,0.000008245548,0.0002104986],"genre_scores_gemma":[0.9947423,0.000006163095,0.0002253549,0.002356911,0.002554917,7.534239e-7,0.00001207463,0.000009704077,0.00009182998],"genre_candidate":"empirical","genre_consensus":"empirical","teacher_disagreement_score":0.03262818,"threshold_uncertainty_score":0.3190883,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.01935352361520799,"score_gpt":0.2096758005669715,"score_spread":0.1903222769517635,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}