{"id":"W3125263611","doi":"10.2139/ssrn.3508312","title":"Risk and Equity Release Mortgages in the UK","year":2019,"lang":"en","type":"article","venue":"SSRN Electronic Journal","topic":"Housing, Finance, and Neoliberalism","field":"Economics, Econometrics and Finance","cited_by":1,"is_retracted":false,"has_abstract":false,"ca_institutions":"Queen's University","funders":"","keywords":"Solvency; Equity (law); Subsidy; Business; Public economics; Economics; Finance; Labour economics; Market economy","routes":{"ca_aff":true,"ca_fund":false,"ca_venue":false,"about_ca":false,"invisible_to_affiliation_only":false},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"metacan-v3-hybrid-931329e0061c","candidate_categories":[],"consensus_categories":[],"category_scores_codex":[0.0007020633,0.0001823631,0.0003752939,0.000869957,0.000501645,0.002532158,0.0004248824,0.001180406,0.009028385],"category_scores_gemma":[0.005285474,0.0002448061,0.0004272845,0.001603358,0.0005321936,0.001289538,0.00138294,0.001806353,0.000809022],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.003097826,"about_ca_system_score_gemma":0.000988978,"about_ca_topic_candidate":false,"about_ca_topic_consensus":false,"about_ca_topic_score_codex":0.1471224,"about_ca_topic_score_gemma":0.211485,"domain_scores_codex":[0.9991422,0.0001455252,0.0001245064,0.00012423,0.0001840892,0.0002793901],"domain_scores_gemma":[0.9948418,0.0008539797,0.002855121,0.0001168212,0.0005323574,0.0007999744],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"observational","study_design_gemma":"not_applicable","study_design_scores_codex":[0.001107789,0.0002211625,0.9505255,0.0001602931,0.0001511398,0.002362777,0.00406932,0.002027885,0.0004083471,0.0103829,0.009893911,0.01868899],"study_design_scores_gemma":[0.00003363496,0.000118392,0.986511,0.00009489299,0.00004099076,0.0004946446,0.003457793,0.001696907,0.000110362,0.0009866596,0.006424858,0.00002975097],"study_design_candidate":"not_applicable","study_design_consensus":null,"genre_codex":"empirical","genre_gemma":"empirical","genre_scores_codex":[0.9872631,0.003113111,0.0001324016,0.003804773,0.00004641342,0.000009952088,0.00168522,0.000009137792,0.003935885],"genre_scores_gemma":[0.9953339,0.0009839911,0.00001809304,0.00009239068,0.0000405221,0.000002601865,0.0004699725,0.000004577613,0.003054067],"genre_candidate":"empirical","genre_consensus":"empirical","teacher_disagreement_score":0.1471224,"threshold_uncertainty_score":0.2925322,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.01503341837080562,"score_gpt":0.2293163482749263,"score_spread":0.2142829299041207,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}