{"id":"W3125281113","doi":"","title":"Fault Lines: Earthquakes, Insurance, and Systemic Financial Risk","year":2016,"lang":"en","type":"article","venue":"C.D. Howe Institute Commentary","topic":"Canadian Policy and Governance","field":"Social Sciences","cited_by":0,"is_retracted":false,"has_abstract":true,"ca_institutions":"","funders":"","keywords":"Systemic risk; Moral hazard; Business; Finance; Financial crisis; Shock (circulatory); Actuarial science; Economics; Incentive; Market economy","routes":{"ca_aff":false,"ca_fund":false,"ca_venue":false,"about_ca":true,"invisible_to_affiliation_only":true},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"codex-gemma-dda1882f352a","candidate_categories":[],"consensus_categories":[],"category_scores_codex":[0.0003123588,0.0001401679,0.0001845963,0.00006279019,0.0007243966,0.00004925593,0.0002540247,0.0001055198,0.0000402534],"category_scores_gemma":[0.000340367,0.000113837,0.00005529619,0.0001867282,0.0005958625,0.0005583462,0.00005481326,0.0001322821,0.00004598887],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.0001858886,"about_ca_system_score_gemma":0.0002485202,"about_ca_topic_candidate":true,"about_ca_topic_consensus":true,"about_ca_topic_score_codex":0.09171807,"about_ca_topic_score_gemma":0.1710828,"domain_scores_codex":[0.9987973,0.0001138433,0.000215286,0.0002515313,0.0002251187,0.0003968968],"domain_scores_gemma":[0.9992374,0.0001261355,0.0001292878,0.000221223,0.00004172297,0.0002442754],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"not_applicable","study_design_gemma":"not_applicable","study_design_scores_codex":[0.00006025517,0.00005245455,0.1080694,0.00003704091,0.00002959543,0.00007080148,0.003840876,0.000004079032,0.0001197816,0.02053328,0.6585888,0.2085937],"study_design_scores_gemma":[0.0006731076,0.00002609348,0.04778286,0.0002007814,0.00001005509,0.000008630046,0.0001256325,0.000001273883,0.00003890908,0.0007531023,0.9501904,0.0001891342],"study_design_candidate":"not_applicable","study_design_consensus":"not_applicable","genre_codex":"empirical","genre_gemma":"empirical","genre_scores_codex":[0.9600245,0.001917588,0.0001561937,0.03241917,0.001265274,0.0002994593,0.001082256,0.00006911469,0.002766402],"genre_scores_gemma":[0.9807218,0.005525365,0.00008298907,0.01087228,0.001119835,0.00002156647,0.000005908664,0.000009694845,0.001640594],"genre_candidate":"empirical","genre_consensus":"empirical","teacher_disagreement_score":0.2916017,"threshold_uncertainty_score":0.9143302,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.01486477454955672,"score_gpt":0.2574753832821102,"score_spread":0.2426106087325535,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}