{"id":"W3125281113","doi":"","title":"Fault Lines: Earthquakes, Insurance, and Systemic Financial Risk","year":2016,"lang":"en","type":"article","venue":"C.D. Howe Institute Commentary","topic":"Canadian Policy and Governance","field":"Social Sciences","cited_by":0,"is_retracted":false,"has_abstract":true,"ca_institutions":"","funders":"","keywords":"Systemic risk; Moral hazard; Business; Finance; Financial crisis; Shock (circulatory); Actuarial science; Economics; Incentive; Market economy","routes":{"ca_aff":false,"ca_fund":false,"ca_venue":false,"about_ca":true,"invisible_to_affiliation_only":true},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"metacan-v3-hybrid-931329e0061c","candidate_categories":[],"consensus_categories":[],"category_scores_codex":[0.0004373369,0.00027615,0.0002006143,0.0008143119,0.0008067007,0.002225559,0.000326484,0.001361569,0.006117296],"category_scores_gemma":[0.002260578,0.0001000526,0.0002283671,0.001080424,0.003227058,0.001940266,0.001045927,0.001367654,0.0002459152],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.003222745,"about_ca_system_score_gemma":0.001525478,"about_ca_topic_candidate":true,"about_ca_topic_consensus":false,"about_ca_topic_score_codex":0.04835778,"about_ca_topic_score_gemma":0.0562663,"domain_scores_codex":[0.9997426,0.00007158409,0.00001533855,0.00002680382,0.00007916943,0.00006453775],"domain_scores_gemma":[0.9982656,0.00045565,0.0007210064,0.00004828613,0.0002477583,0.0002617478],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"theoretical_or_conceptual","study_design_gemma":"not_applicable","study_design_scores_codex":[0.0002165855,0.0001911752,0.1406162,0.0004351705,0.0001509443,0.001680467,0.002728369,0.01868985,0.0004714426,0.6920615,0.03899909,0.1037592],"study_design_scores_gemma":[0.0000553104,0.0001501488,0.1293995,0.0007117658,0.0001007495,0.001559939,0.005871775,0.01097885,0.0002352263,0.7806112,0.07021871,0.0001068906],"study_design_candidate":"not_applicable","study_design_consensus":null,"genre_codex":"empirical","genre_gemma":"commentary","genre_scores_codex":[0.5921465,0.09142445,0.01380884,0.1547617,0.0007917465,0.00005562966,0.0009040865,0.0001111239,0.1459959],"genre_scores_gemma":[0.9787797,0.01407563,0.0003874117,0.001114103,0.0004017631,0.000006198779,0.00009354965,0.000004846195,0.005136865],"genre_candidate":"commentary","genre_consensus":null,"teacher_disagreement_score":0.9516422,"threshold_uncertainty_score":0.0961526,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.01486477454955672,"score_gpt":0.2574753832821102,"score_spread":0.2426106087325535,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}