{"id":"W3125310013","doi":"10.21799/frbp.wp.2017.21","title":"Household Credit and Local Economic Uncertainty","year":2017,"lang":"en","type":"report","venue":"Working paper","topic":"Housing, Finance, and Neoliberalism","field":"Economics, Econometrics and Finance","cited_by":9,"is_retracted":false,"has_abstract":true,"ca_institutions":"Bank of Canada","funders":"","keywords":"Economics; Environmental science; Econometrics; Business","routes":{"ca_aff":true,"ca_fund":false,"ca_venue":false,"about_ca":false,"invisible_to_affiliation_only":false},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"codex-gemma-dda1882f352a","candidate_categories":["metaepi_narrow"],"consensus_categories":[],"category_scores_codex":[0.00090705,0.0005116366,0.001251683,0.0002672636,0.0004275458,0.0003798634,0.0005273505,0.0007733429,0.0004087455],"category_scores_gemma":[0.00003068458,0.0006000556,0.0002936257,0.00004946913,0.0003292246,0.0002015817,0.0002277033,0.0006783642,0.0004854896],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.0006764503,"about_ca_system_score_gemma":0.0003680949,"about_ca_topic_candidate":false,"about_ca_topic_consensus":false,"about_ca_topic_score_codex":0.005344435,"about_ca_topic_score_gemma":0.0008087267,"domain_scores_codex":[0.9972395,0.00001456618,0.0009338339,0.001088523,0.0000923757,0.0006311876],"domain_scores_gemma":[0.9973443,0.0000637507,0.001258784,0.001141558,0.00002847414,0.000163135],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"not_applicable","study_design_gemma":"not_applicable","study_design_scores_codex":[0.0001061545,0.0001811309,0.0582625,0.0006680051,0.0009573201,0.0004030905,0.00134538,0.001717739,0.00000581621,0.06900977,0.6889094,0.1784337],"study_design_scores_gemma":[0.0003911203,0.00002832557,0.008895368,0.0002676578,0.00002804233,0.00005391257,0.000008369919,0.0001400666,0.000001790325,0.001346543,0.9881189,0.0007199379],"study_design_candidate":"not_applicable","study_design_consensus":"not_applicable","genre_codex":"other","genre_gemma":"empirical","genre_scores_codex":[0.01360205,0.01907482,0.0002142325,0.0003330236,0.008887911,0.0003003009,0.0004262028,0.00015065,0.9570108],"genre_scores_gemma":[0.9166557,0.01961825,0.000172374,0.0004427608,0.003767313,0.0000454319,0.00009935007,0.0001947563,0.05900413],"genre_candidate":"other","genre_consensus":null,"teacher_disagreement_score":0.9030536,"threshold_uncertainty_score":0.9996451,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.06520813430588424,"score_gpt":0.2505373994933668,"score_spread":0.1853292651874826,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}