{"id":"W3125473960","doi":"10.2139/ssrn.267497","title":"Checking Accounts and Bank Monitoring","year":2001,"lang":"en","type":"article","venue":"SSRN Electronic Journal","topic":"Banking stability, regulation, efficiency","field":"Economics, Econometrics and Finance","cited_by":113,"is_retracted":false,"has_abstract":false,"ca_institutions":"Université du Québec à Montréal","funders":"","keywords":"Business","routes":{"ca_aff":true,"ca_fund":false,"ca_venue":false,"about_ca":false,"invisible_to_affiliation_only":false},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"metacan-v3-hybrid-931329e0061c","candidate_categories":[],"consensus_categories":[],"category_scores_codex":[0.003702249,0.0003546251,0.0006408234,0.002639415,0.001447849,0.00868235,0.0006547927,0.004240125,0.0181914],"category_scores_gemma":[0.04513827,0.0004769546,0.000439687,0.004911617,0.003122317,0.00760208,0.001285034,0.002690288,0.00135622],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.001504228,"about_ca_system_score_gemma":0.001299024,"about_ca_topic_candidate":false,"about_ca_topic_consensus":false,"about_ca_topic_score_codex":0.006699543,"about_ca_topic_score_gemma":0.005488204,"domain_scores_codex":[0.9972855,0.001449717,0.0001793902,0.0004761636,0.0003669086,0.0002423936],"domain_scores_gemma":[0.9299728,0.04901841,0.01458694,0.002811998,0.002676463,0.0009334718],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"theoretical_or_conceptual","study_design_gemma":"observational","study_design_scores_codex":[0.0005041247,0.0001794287,0.06240819,0.0002066179,0.00009929806,0.0005005266,0.001500316,0.005913354,0.0003277267,0.7768031,0.02876906,0.1227881],"study_design_scores_gemma":[0.00005009757,0.00006109489,0.0330692,0.0002017182,0.0001276915,0.0004846446,0.001024297,0.01020384,0.0004924532,0.928402,0.02582966,0.00005323914],"study_design_candidate":"observational","study_design_consensus":null,"genre_codex":"empirical","genre_gemma":"empirical","genre_scores_codex":[0.4984423,0.06512627,0.0413806,0.08052491,0.001395783,0.00007760993,0.002324513,0.0004851211,0.3102428],"genre_scores_gemma":[0.9811949,0.004811905,0.00105119,0.0006023104,0.0006220995,0.00001145003,0.0001971249,0.00001804675,0.01149098],"genre_candidate":"empirical","genre_consensus":"empirical","teacher_disagreement_score":0.0181914,"threshold_uncertainty_score":0.06085628,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.01774068699418279,"score_gpt":0.2341508340594912,"score_spread":0.2164101470653084,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}