{"id":"W3125532355","doi":"10.2139/ssrn.1991329","title":"A Review of Recent Theoretical and Empirical Analyses of Asymmetric Information in Road Safety and Automobile Insurance","year":2012,"lang":"en","type":"review","venue":"SSRN Electronic Journal","topic":"Insurance and Financial Risk Management","field":"Economics, Econometrics and Finance","cited_by":5,"is_retracted":false,"has_abstract":false,"ca_institutions":"Université du Québec à Montréal; HEC Montréal","funders":"","keywords":"Automobile insurance; Business; Transport engineering; Actuarial science; Empirical research; Engineering; Statistics; Mathematics","routes":{"ca_aff":true,"ca_fund":false,"ca_venue":false,"about_ca":false,"invisible_to_affiliation_only":false},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"codex-gemma-dda1882f352a","candidate_categories":[],"consensus_categories":[],"category_scores_codex":[0.004418287,0.0002524357,0.001985901,0.0008172715,0.00004600907,0.00001923094,0.0002151442,0.0001843084,0.00004170951],"category_scores_gemma":[0.0003568694,0.0002189753,0.000244553,0.001063539,0.0001286151,0.0003599783,0.00008244662,0.001092395,0.00001376548],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.0004527451,"about_ca_system_score_gemma":0.0004204779,"about_ca_topic_candidate":false,"about_ca_topic_consensus":false,"about_ca_topic_score_codex":0.00005560243,"about_ca_topic_score_gemma":0.0000167358,"domain_scores_codex":[0.9966209,0.0000985118,0.002141144,0.0001971066,0.00008622048,0.000856138],"domain_scores_gemma":[0.9978473,0.00008008699,0.001733648,0.0002085208,0.0000701677,0.0000603107],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"design_other","study_design_gemma":"not_applicable","study_design_scores_codex":[0.00001260178,0.00004504995,0.0008271045,0.01083553,0.00009998051,2.578878e-7,0.00003580759,4.460485e-7,3.068924e-9,0.1763548,0.00001013498,0.8117783],"study_design_scores_gemma":[0.0004670904,0.0002157674,0.00339211,0.01088563,0.0002143519,0.00007843411,0.00003070436,0.00001965714,1.34745e-7,0.03361837,0.950756,0.0003218241],"study_design_candidate":"not_applicable","study_design_consensus":null,"genre_codex":"review","genre_gemma":"review","genre_scores_codex":[0.0001366834,0.9964293,0.00059885,0.00006673039,0.00009860667,0.0004449181,0.00006793039,0.000003874057,0.002153089],"genre_scores_gemma":[0.006162515,0.993614,0.00004547887,0.00007534318,0.00004192646,0.00001557877,0.00001913443,0.00001501723,0.00001105856],"genre_candidate":"review","genre_consensus":"review","teacher_disagreement_score":0.9507458,"threshold_uncertainty_score":0.8929555,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.0439220553844815,"score_gpt":0.3246944837647238,"score_spread":0.2807724283802423,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}