{"id":"W3125784244","doi":"10.1016/j.jedc.2010.09.005","title":"Credit and self-employment","year":2010,"lang":"en","type":"article","venue":"Journal of Economic Dynamics and Control","topic":"Financial Literacy, Pension, Retirement Analysis","field":"Business, Management and Accounting","cited_by":28,"is_retracted":false,"has_abstract":false,"ca_institutions":"York University","funders":"","keywords":"Bankruptcy; Debt; Incentive; Economics; Interest rate; Monetary economics; Actuarial science; Business; Finance; Microeconomics","routes":{"ca_aff":true,"ca_fund":false,"ca_venue":false,"about_ca":false,"invisible_to_affiliation_only":false},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"codex-gemma-dda1882f352a","candidate_categories":[],"consensus_categories":[],"category_scores_codex":[0.0004512585,0.0001177778,0.0002900849,0.0001908688,0.00009259104,0.0002696748,0.000113583,0.00005207035,0.0001068884],"category_scores_gemma":[0.00003193966,0.0001015803,0.00008760382,0.00003832845,0.00003404513,0.0006404327,0.00004912687,0.0001619403,0.00001624622],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.00003161268,"about_ca_system_score_gemma":0.00002423041,"about_ca_topic_candidate":false,"about_ca_topic_consensus":false,"about_ca_topic_score_codex":0.0001027522,"about_ca_topic_score_gemma":0.0005757103,"domain_scores_codex":[0.9992455,0.000004208297,0.000409192,0.0001239282,0.00007736112,0.0001398583],"domain_scores_gemma":[0.9992388,0.00003680683,0.000499935,0.00009884447,0.0001002604,0.00002528048],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"observational","study_design_gemma":"simulation_or_modeling","study_design_scores_codex":[0.00009467874,0.00009373649,0.9110828,0.00003303974,0.0001030487,0.00001809638,0.0000273591,0.00005961187,0.0004442377,0.08147381,0.0009858677,0.005583734],"study_design_scores_gemma":[0.003760416,0.00007822722,0.355526,0.00003497697,0.0005710422,0.00004629681,0.00006353918,0.5779668,0.000005269267,0.01041663,0.05116181,0.0003690087],"study_design_candidate":"observational","study_design_consensus":null,"genre_codex":"empirical","genre_gemma":"empirical","genre_scores_codex":[0.9973088,0.00009584386,0.0001028128,0.0007754617,0.0007051556,0.00007533711,0.000003604124,0.000009636477,0.0009233868],"genre_scores_gemma":[0.9972441,0.000058867,0.0002092778,0.0005934058,0.001751557,0.000001320399,0.000002620168,0.00001224387,0.0001265611],"genre_candidate":"empirical","genre_consensus":"empirical","teacher_disagreement_score":0.5779072,"threshold_uncertainty_score":0.4142323,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.003175350307909679,"score_gpt":0.1881754496278031,"score_spread":0.1850000993198934,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}