{"id":"W3126143874","doi":"","title":"Piling On – How Provincial Taxation of Insurance Premiums Costs Consumers","year":2018,"lang":"en","type":"article","venue":"C.D. Howe Institute Commentary","topic":"Canadian Policy and Governance","field":"Social Sciences","cited_by":0,"is_retracted":false,"has_abstract":true,"ca_institutions":"","funders":"","keywords":"Business; Property insurance; Revenue; Insurance policy; General insurance; Auto insurance risk selection; Life insurance; Finance; Actuarial science","routes":{"ca_aff":false,"ca_fund":false,"ca_venue":false,"about_ca":true,"invisible_to_affiliation_only":true},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"metacan-v3-hybrid-931329e0061c","candidate_categories":[],"consensus_categories":[],"category_scores_codex":[0.0009753843,0.0001506381,0.0002871759,0.0008751621,0.00405737,0.005057464,0.0008982324,0.0006631059,0.02271224],"category_scores_gemma":[0.01062318,0.0002992418,0.0007735551,0.001834521,0.001383101,0.001440748,0.002156415,0.001714115,0.001972633],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.0436111,"about_ca_system_score_gemma":0.03473717,"about_ca_topic_candidate":true,"about_ca_topic_consensus":true,"about_ca_topic_score_codex":0.9308606,"about_ca_topic_score_gemma":0.9351045,"domain_scores_codex":[0.9978308,0.0002294922,0.00004313202,0.0001410645,0.001053696,0.0007018329],"domain_scores_gemma":[0.9958001,0.0004810155,0.0003199245,0.0003571624,0.002391324,0.0006504997],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"theoretical_or_conceptual","study_design_gemma":"not_applicable","study_design_scores_codex":[0.0006278035,0.0003014654,0.2756815,0.000287558,0.0002093558,0.0008834669,0.009533991,0.005635005,0.001991151,0.3379403,0.1977722,0.1691362],"study_design_scores_gemma":[0.0002308816,0.0002082733,0.3430507,0.0005168483,0.0004646321,0.0007836761,0.01676088,0.02012162,0.002827356,0.0599067,0.5549299,0.0001984191],"study_design_candidate":"not_applicable","study_design_consensus":null,"genre_codex":"empirical","genre_gemma":"commentary","genre_scores_codex":[0.517814,0.0022525,0.003748992,0.05288343,0.0004572,0.0001377055,0.003363336,0.0003528718,0.4189899],"genre_scores_gemma":[0.9586167,0.0006505916,0.0006252091,0.001285785,0.00004981244,0.00001101827,0.0004671336,0.00007505154,0.03821865],"genre_candidate":"commentary","genre_consensus":null,"teacher_disagreement_score":0.06913936,"threshold_uncertainty_score":0.3164221,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.02559008250530139,"score_gpt":0.2941242294363876,"score_spread":0.2685341469310862,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}