{"id":"W3159494493","doi":"10.1016/j.jbusres.2021.04.051","title":"Are franchises really more viable? Evidence from loan defaults","year":2021,"lang":"en","type":"article","venue":"Journal of Business Research","topic":"Franchising Strategies and Performance","field":"Business, Management and Accounting","cited_by":10,"is_retracted":false,"has_abstract":false,"ca_institutions":"University of Ottawa","funders":"Social Sciences and Humanities Research Council of Canada","keywords":"Default; Loan; Business; Economics; Finance","routes":{"ca_aff":true,"ca_fund":true,"ca_venue":false,"about_ca":false,"invisible_to_affiliation_only":false},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"codex-gemma-dda1882f352a","candidate_categories":["scholarly_communication"],"consensus_categories":[],"category_scores_codex":[0.001234708,0.0001867075,0.000415293,0.0004534347,0.0004071768,0.001056611,0.0006490577,0.00009826342,0.0007750167],"category_scores_gemma":[0.002075588,0.0001527668,0.0001241431,0.002244914,0.0001686657,0.002994315,0.0002664729,0.0007569587,0.0001596562],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.00006476514,"about_ca_system_score_gemma":0.0003450449,"about_ca_topic_candidate":false,"about_ca_topic_consensus":false,"about_ca_topic_score_codex":0.001306475,"about_ca_topic_score_gemma":0.0003737177,"domain_scores_codex":[0.9971725,0.00005063257,0.0005756152,0.0002801991,0.00141291,0.0005081121],"domain_scores_gemma":[0.9931011,0.0003201028,0.0006319981,0.0004056535,0.005500132,0.00004104316],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"observational","study_design_gemma":"observational","study_design_scores_codex":[0.002447277,0.001144829,0.6117184,0.004057732,0.0004307971,0.009739867,0.0006354421,0.0139061,0.03318691,0.0009981359,0.2629335,0.058801],"study_design_scores_gemma":[0.0009085525,0.00002259602,0.8836678,0.003597927,0.00004750874,0.00008688,0.001217426,0.001828888,0.0006078799,0.002516408,0.1051888,0.0003094141],"study_design_candidate":"observational","study_design_consensus":"observational","genre_codex":"empirical","genre_gemma":"empirical","genre_scores_codex":[0.9803338,0.006829975,0.0004760169,0.008126877,0.001115294,0.00009763787,0.000005373995,0.00002482461,0.002990216],"genre_scores_gemma":[0.9912116,0.001550717,0.0005840312,0.0008136364,0.005258018,0.000003756435,0.000008532156,0.00003649836,0.0005332325],"genre_candidate":"empirical","genre_consensus":"empirical","teacher_disagreement_score":0.2719494,"threshold_uncertainty_score":0.9999804,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.1031496485069362,"score_gpt":0.3449878237004815,"score_spread":0.2418381751935454,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}