{"id":"W3163023764","doi":"10.5430/ijfr.v12n4p212","title":"Students Perception About Digital Financial Services","year":2021,"lang":"en","type":"article","venue":"International Journal of Financial Research","topic":"Business, Innovation, and Economy","field":"Economics, Econometrics and Finance","cited_by":5,"is_retracted":false,"has_abstract":true,"ca_institutions":"","funders":"","keywords":"Mobile banking; Business; Financial services; Debit card; The Internet; Telephone banking; Usability; Perception; Likert scale; Credit card; Adaptability; Marketing; Financial transaction; Finance; Service (business); Database transaction; Computer science; Payment; Psychology; Economics; Management","routes":{"ca_aff":false,"ca_fund":false,"ca_venue":true,"about_ca":false,"invisible_to_affiliation_only":true},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"metacan-v3-hybrid-931329e0061c","candidate_categories":[],"consensus_categories":[],"category_scores_codex":[0.0006290132,0.0001405621,0.0002011403,0.000540322,0.0003887841,0.001582994,0.0001302902,0.0004177011,0.00787395],"category_scores_gemma":[0.00348076,0.00007728608,0.0002378796,0.00049201,0.0003287131,0.0005452709,0.0005470949,0.0006024276,0.000577883],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.0003667656,"about_ca_system_score_gemma":0.0003411695,"about_ca_topic_candidate":false,"about_ca_topic_consensus":false,"about_ca_topic_score_codex":0.003210694,"about_ca_topic_score_gemma":0.002442382,"domain_scores_codex":[0.9995037,0.00008807366,0.00003469623,0.00003313524,0.0002093385,0.0001310594],"domain_scores_gemma":[0.9982166,0.0003699392,0.0005290484,0.00004462844,0.000347258,0.0004925516],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"observational","study_design_gemma":"observational","study_design_scores_codex":[0.0001314008,0.0005726264,0.93279,0.0001080883,0.00002615169,0.0004190295,0.01656855,0.0001429872,0.001877866,0.000810987,0.001308245,0.04524399],"study_design_scores_gemma":[0.00001504601,0.0005435586,0.9227089,0.00009182993,0.00003821311,0.0005387846,0.06331219,0.0005528781,0.0008913535,0.0003540594,0.01091807,0.00003511531],"study_design_candidate":"observational","study_design_consensus":"observational","genre_codex":"empirical","genre_gemma":"empirical","genre_scores_codex":[0.9972821,0.0000518312,0.0000770146,0.000156528,0.000005613395,0.000006038667,0.00004497237,0.000002804299,0.002373062],"genre_scores_gemma":[0.9987531,0.00009660776,0.00006292799,0.00007364833,0.000004372561,0.000004399234,0.00004837956,0.000001080728,0.0009554296],"genre_candidate":"empirical","genre_consensus":"empirical","teacher_disagreement_score":0.00787395,"threshold_uncertainty_score":0.02634102,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.06078115083826137,"score_gpt":0.3465574098959449,"score_spread":0.2857762590576836,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}