{"id":"W3165450981","doi":"10.3386/w28828","title":"Why Do Couples and Singles Save during Retirement? Household Heterogeneity and its Aggregate Implications","year":2021,"lang":"en","type":"preprint","venue":"National Bureau of Economic Research","topic":"Financial Literacy, Pension, Retirement Analysis","field":"Business, Management and Accounting","cited_by":11,"is_retracted":false,"has_abstract":true,"ca_institutions":"Western University","funders":"Economic and Social Research Council; U.S. Social Security Administration; National Science Foundation","keywords":"Aggregate (composite); Economics; Demographic economics; Econometrics; Materials science","routes":{"ca_aff":true,"ca_fund":false,"ca_venue":false,"about_ca":false,"invisible_to_affiliation_only":false},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"codex-gemma-dda1882f352a","candidate_categories":["metaepi_narrow"],"consensus_categories":[],"category_scores_codex":[0.001472527,0.0002833537,0.0004878281,0.0009723028,0.0004314142,0.0008621773,0.0003951395,0.00022769,0.0001323876],"category_scores_gemma":[0.0005151632,0.0003163124,0.0001454114,0.0002955154,0.0002110624,0.0006809531,0.001825096,0.0004522404,0.0000157527],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.0002877993,"about_ca_system_score_gemma":0.0001824724,"about_ca_topic_candidate":false,"about_ca_topic_consensus":false,"about_ca_topic_score_codex":0.001227819,"about_ca_topic_score_gemma":0.001141658,"domain_scores_codex":[0.9973719,0.00005516184,0.0006764408,0.000894563,0.0006312797,0.0003707116],"domain_scores_gemma":[0.997621,0.0002139239,0.0004931428,0.0003962212,0.00123902,0.00003671233],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"observational","study_design_gemma":"observational","study_design_scores_codex":[0.0001856336,0.0003178515,0.6693825,0.003274001,0.0004098109,0.00001613158,0.0001554131,0.002630057,0.01901282,0.2990766,0.004827437,0.00071181],"study_design_scores_gemma":[0.002146907,0.00004285649,0.7259074,0.001951243,0.0003471157,0.00001368298,0.0002623563,0.02251632,0.008013925,0.2321386,0.004982713,0.001676856],"study_design_candidate":"observational","study_design_consensus":"observational","genre_codex":"empirical","genre_gemma":"empirical","genre_scores_codex":[0.9924973,0.002811102,0.000001392815,0.001365632,0.0001128618,0.0005109622,0.00006660727,0.00003257532,0.002601598],"genre_scores_gemma":[0.9969581,0.001367158,0.0001403407,0.0001665776,0.0006303277,0.00008645333,0.0005152698,0.00004233035,0.00009346736],"genre_candidate":"empirical","genre_consensus":"empirical","teacher_disagreement_score":0.06693804,"threshold_uncertainty_score":0.9999289,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.2313107203109023,"score_gpt":0.406682559890118,"score_spread":0.1753718395792157,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}