{"id":"W3165871869","doi":"10.1002/hec.4423","title":"Long term care insurance with state‐dependent preferences","year":2021,"lang":"en","type":"article","venue":"Health Economics","topic":"Global Health Care Issues","field":"Health Professions","cited_by":0,"is_retracted":false,"has_abstract":true,"ca_institutions":"Université du Québec à Montréal","funders":"Social Sciences and Humanities Research Council of Canada; Fonds de Recherche du Québec-Société et Culture; Fondation du Risque; Agence Nationale de la Recherche","keywords":"Consumption (sociology); Long-term care insurance; Marginal utility; Risk aversion (psychology); Economics; Term (time); Actuarial science; Life insurance; Long-term care; Microeconomics; Expected utility hypothesis; Business; Financial economics; Medicine","routes":{"ca_aff":true,"ca_fund":true,"ca_venue":false,"about_ca":false,"invisible_to_affiliation_only":false},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"codex-gemma-dda1882f352a","candidate_categories":[],"consensus_categories":[],"category_scores_codex":[0.0005804999,0.0002449596,0.0005491002,0.00008119196,0.0007976786,0.00002360473,0.0002209804,0.0001798013,0.0002730673],"category_scores_gemma":[0.00004727686,0.0002294577,0.00004145511,0.0001580382,0.00006036236,0.000186542,0.0001345558,0.0007088354,0.000683527],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.001384588,"about_ca_system_score_gemma":0.004957696,"about_ca_topic_candidate":true,"about_ca_topic_consensus":false,"about_ca_topic_score_codex":0.001622283,"about_ca_topic_score_gemma":0.0765147,"domain_scores_codex":[0.9967109,0.0003888348,0.0009798279,0.0005902437,0.0001617786,0.001168442],"domain_scores_gemma":[0.9975661,0.0003127397,0.0005370069,0.0005904225,0.0004306941,0.0005630543],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"observational","study_design_gemma":"observational","study_design_scores_codex":[0.0001632771,0.00004957584,0.9555969,0.003095701,0.00002553469,0.00004023793,0.01231587,0.00006858163,9.149514e-7,0.0006541514,0.00144907,0.02654019],"study_design_scores_gemma":[0.00127428,0.0002593301,0.9613722,0.0007649017,0.00000562985,0.00001602549,0.01064439,0.000008813196,0.00006730155,0.0001968519,0.02509002,0.0003002365],"study_design_candidate":"observational","study_design_consensus":"observational","genre_codex":"empirical","genre_gemma":"empirical","genre_scores_codex":[0.9793295,0.007101777,0.00009456429,0.001985149,0.001604492,0.001109992,0.0003176588,0.0001505812,0.00830633],"genre_scores_gemma":[0.9850613,0.004569843,0.001122934,0.007510175,0.0002891848,0.0001099153,0.0001687166,0.00005077755,0.001117152],"genre_candidate":"empirical","genre_consensus":"empirical","teacher_disagreement_score":0.07489241,"threshold_uncertainty_score":0.9403365,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.05677364224121449,"score_gpt":0.4080412737136719,"score_spread":0.3512676314724574,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}