{"id":"W3167316395","doi":"10.3389/fpsyg.2021.638043","title":"The Role of Income Volatility and Perceived Locus of Control in Financial Planning Decisions","year":2021,"lang":"en","type":"article","venue":"Frontiers in Psychology","topic":"Financial Literacy, Pension, Retirement Analysis","field":"Business, Management and Accounting","cited_by":26,"is_retracted":false,"has_abstract":true,"ca_institutions":"Carleton University","funders":"","keywords":"Locus of control; Volatility (finance); Financial plan; Payment; Financial compensation; Finance; Economics; Psychology; Compensation (psychology); Social psychology","routes":{"ca_aff":true,"ca_fund":false,"ca_venue":false,"about_ca":false,"invisible_to_affiliation_only":false},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"metacan-v3-hybrid-931329e0061c","candidate_categories":[],"consensus_categories":[],"category_scores_codex":[0.002040341,0.0002802521,0.0002541179,0.0009840553,0.0003645755,0.001631416,0.0003239874,0.0004600543,0.002026183],"category_scores_gemma":[0.01291301,0.0001678291,0.000375023,0.0005905756,0.0009892626,0.0005299773,0.0007760408,0.0007867197,0.00009635292],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.0004009744,"about_ca_system_score_gemma":0.0002951006,"about_ca_topic_candidate":false,"about_ca_topic_consensus":false,"about_ca_topic_score_codex":0.001732509,"about_ca_topic_score_gemma":0.001909962,"domain_scores_codex":[0.9992172,0.0002909584,0.00006741891,0.0001067219,0.0002024514,0.0001152694],"domain_scores_gemma":[0.9848623,0.007268327,0.005323315,0.0006374987,0.0003840195,0.001524499],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"observational","study_design_gemma":"observational","study_design_scores_codex":[0.0002379791,0.0003921117,0.9874422,0.0000254508,0.0001077053,0.00008106836,0.001588358,0.0004275999,0.0004725883,0.0005694412,0.00005904118,0.008596376],"study_design_scores_gemma":[0.00001312526,0.0001509455,0.9970072,0.00001556121,0.00002014823,0.00007841331,0.0007073905,0.0009509416,0.0001363254,0.0007860097,0.0001202219,0.00001368328],"study_design_candidate":"observational","study_design_consensus":"observational","genre_codex":"empirical","genre_gemma":"empirical","genre_scores_codex":[0.9987848,0.00008475305,0.0002844942,0.00004394479,0.000003545243,0.000005860673,0.00002335048,0.000001877469,0.0007671975],"genre_scores_gemma":[0.9997883,0.00002434662,0.00008532741,0.000008467045,0.000003484253,0.000003190297,0.00002264125,7.032147e-7,0.00006348691],"genre_candidate":"empirical","genre_consensus":"empirical","teacher_disagreement_score":0.002040341,"threshold_uncertainty_score":0.01079047,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.009074565383721367,"score_gpt":0.2571966858718918,"score_spread":0.2481221204881704,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}