{"id":"W3173830013","doi":"10.3390/jrfm14070286","title":"Determinants of Financial Inclusion in Small and Medium Enterprises: Evidence from Ethiopia","year":2021,"lang":"en","type":"article","venue":"Journal of risk and financial management","topic":"Microfinance and Financial Inclusion","field":"Economics, Econometrics and Finance","cited_by":50,"is_retracted":false,"has_abstract":true,"ca_institutions":"","funders":"World Bank Group","keywords":"Financial inclusion; Collateral; Poverty; Business; Access to finance; Small and medium-sized enterprises; Supply side; Finance; Inclusion (mineral); Financial services; Financial system; Economics; Economic growth; Commerce","routes":{"ca_aff":false,"ca_fund":false,"ca_venue":true,"about_ca":false,"invisible_to_affiliation_only":true},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"metacan-v3-hybrid-931329e0061c","candidate_categories":[],"consensus_categories":[],"category_scores_codex":[0.0006649728,0.0001956316,0.0001993435,0.00114878,0.000571133,0.0009609002,0.0002269126,0.0002156751,0.001617102],"category_scores_gemma":[0.00171925,0.0001264923,0.0001737195,0.001084876,0.000522073,0.0005263439,0.0007545009,0.0003240986,0.0001058615],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.0004174666,"about_ca_system_score_gemma":0.0007645316,"about_ca_topic_candidate":false,"about_ca_topic_consensus":false,"about_ca_topic_score_codex":0.009544837,"about_ca_topic_score_gemma":0.01329028,"domain_scores_codex":[0.9996985,0.0001049813,0.00002572374,0.00002282779,0.00004906921,0.00009890602],"domain_scores_gemma":[0.9976109,0.0009471623,0.0008334126,0.00004054437,0.0002105049,0.0003574112],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"observational","study_design_gemma":"observational","study_design_scores_codex":[0.0001079168,0.0002461799,0.980753,0.0001378998,0.00005694868,0.0008764222,0.003547434,0.0001586672,0.0002895238,0.0007972423,0.0002647361,0.01276413],"study_design_scores_gemma":[0.000005202638,0.00007327627,0.9838254,0.0001725327,0.00003933111,0.0002100363,0.01379471,0.0002178006,0.0001804437,0.000191327,0.001282714,0.000007257645],"study_design_candidate":"observational","study_design_consensus":"observational","genre_codex":"empirical","genre_gemma":"empirical","genre_scores_codex":[0.9987391,0.0002295999,0.00003063452,0.0001080961,0.000001870884,0.000003905674,0.00005965699,3.577121e-7,0.0008269143],"genre_scores_gemma":[0.9996054,0.0002428903,0.00002425198,0.00001479617,0.00000229134,0.000002079832,0.00002745946,1.891573e-7,0.0000807049],"genre_candidate":"empirical","genre_consensus":"empirical","teacher_disagreement_score":0.009544837,"threshold_uncertainty_score":0.0189786,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.02039100167689286,"score_gpt":0.2352067731593299,"score_spread":0.2148157714824371,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}