{"id":"W3191711690","doi":"10.5539/ijef.v13n9p41","title":"Loan Officer and the Evolution of Bank-SMEs Relationship in Tunisia","year":2021,"lang":"en","type":"article","venue":"International Journal of Economics and Finance","topic":"Banking stability, regulation, efficiency","field":"Economics, Econometrics and Finance","cited_by":1,"is_retracted":false,"has_abstract":true,"ca_institutions":"","funders":"","keywords":"Loan; Officer; Delegation; Business; Finance; Autonomy; Financial system; Economics; Management; Political science; Law","routes":{"ca_aff":false,"ca_fund":false,"ca_venue":true,"about_ca":false,"invisible_to_affiliation_only":true},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"metacan-v3-hybrid-931329e0061c","candidate_categories":[],"consensus_categories":[],"category_scores_codex":[0.001075552,0.0001416545,0.0001863757,0.0009525456,0.001569183,0.001816208,0.0002944424,0.0004032708,0.00465648],"category_scores_gemma":[0.003697215,0.0001090451,0.0000966424,0.001181268,0.0006585531,0.0007952197,0.0009587471,0.00056766,0.0004488886],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.001922092,"about_ca_system_score_gemma":0.001608553,"about_ca_topic_candidate":false,"about_ca_topic_consensus":false,"about_ca_topic_score_codex":0.02686153,"about_ca_topic_score_gemma":0.03844904,"domain_scores_codex":[0.9991443,0.0003257493,0.00004970086,0.00008119607,0.0001406128,0.0002584366],"domain_scores_gemma":[0.9953276,0.0007451214,0.002233891,0.00008347817,0.0004349933,0.001174961],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"observational","study_design_gemma":"qualitative","study_design_scores_codex":[0.00007508846,0.0001705802,0.9798605,0.00001993456,0.0000148464,0.0005762145,0.009759736,0.00005767249,0.0002941032,0.0005966161,0.0005869789,0.007987745],"study_design_scores_gemma":[0.000004920634,0.00005269747,0.9764899,0.00001904198,0.000006610609,0.0001258509,0.02083125,0.0001544519,0.00007065971,0.0000830323,0.002155321,0.000006294175],"study_design_candidate":"qualitative","study_design_consensus":null,"genre_codex":"empirical","genre_gemma":"empirical","genre_scores_codex":[0.9987248,0.00007454195,0.00001679885,0.0002778098,0.000002922908,0.000002373954,0.00001707974,6.844797e-7,0.0008828823],"genre_scores_gemma":[0.999143,0.00006584888,0.00001561609,0.00004118211,0.00000568037,0.000002524674,0.00001849097,5.1261e-7,0.0007071742],"genre_candidate":"empirical","genre_consensus":"empirical","teacher_disagreement_score":0.02686153,"threshold_uncertainty_score":0.05341035,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.01791338413589953,"score_gpt":0.2245043718591195,"score_spread":0.20659098772322,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}