{"id":"W3194821838","doi":"10.3390/jrfm14090395","title":"The Behavioural Aspects of Financial Literacy","year":2021,"lang":"en","type":"article","venue":"Journal of risk and financial management","topic":"Financial Literacy, Pension, Retirement Analysis","field":"Business, Management and Accounting","cited_by":31,"is_retracted":false,"has_abstract":true,"ca_institutions":"","funders":"","keywords":"Overconfidence effect; Financial literacy; Representativeness heuristic; Hindsight bias; Psychology; Loss aversion; Literacy; Test (biology); Social psychology; Actuarial science; Economics; Finance; Pedagogy","routes":{"ca_aff":false,"ca_fund":false,"ca_venue":true,"about_ca":false,"invisible_to_affiliation_only":true},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"metacan-v3-hybrid-931329e0061c","candidate_categories":[],"consensus_categories":[],"category_scores_codex":[0.000900161,0.000160777,0.0001645011,0.0009556263,0.0002434605,0.0006441345,0.0001760503,0.0003145465,0.001784973],"category_scores_gemma":[0.008303943,0.00009439363,0.0002231919,0.0007756227,0.0004211933,0.0004569845,0.0004506778,0.0003806921,0.0002088116],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.0001994096,"about_ca_system_score_gemma":0.0002547574,"about_ca_topic_candidate":false,"about_ca_topic_consensus":false,"about_ca_topic_score_codex":0.003296945,"about_ca_topic_score_gemma":0.00494166,"domain_scores_codex":[0.9994665,0.0002399736,0.00005930011,0.00003980754,0.0001113877,0.00008296083],"domain_scores_gemma":[0.9943692,0.002020351,0.002525268,0.0002337297,0.0004776322,0.000373943],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"observational","study_design_gemma":"not_applicable","study_design_scores_codex":[0.00002261928,0.00005399848,0.9935879,0.00002250249,0.00002500581,0.00004331925,0.0004959425,0.00008435943,0.0001694392,0.00007807614,0.00004458167,0.005372335],"study_design_scores_gemma":[4.510633e-7,0.00003593123,0.9990983,0.000006676014,0.000004754576,0.00007024561,0.0003813641,0.0001102331,0.00006776386,0.0000716222,0.0001493424,0.000003308301],"study_design_candidate":"not_applicable","study_design_consensus":null,"genre_codex":"empirical","genre_gemma":"review","genre_scores_codex":[0.997802,0.0001178877,0.0002003438,0.00008631162,0.00000339614,0.000007091021,0.0001510213,0.000002614738,0.001629354],"genre_scores_gemma":[0.9995131,0.00005892017,0.0001446526,0.0000195087,0.000005378237,0.000004437738,0.00007683766,6.544278e-7,0.000176482],"genre_candidate":"review","genre_consensus":null,"teacher_disagreement_score":0.003296945,"threshold_uncertainty_score":0.006555498,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.007957697133019049,"score_gpt":0.2146985763071955,"score_spread":0.2067408791741765,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}